This survey and its contents are COPYRIGHT 2007-2018 by KELLY FINANCIAL SERVICES LLC (“KFS”), 10 Forbes Road, Braintree, Massachusetts 02184. The methodology of this survey is the exclusive property of KFS. This survey is intended for data collection purposes only. This survey is confidential-- KFS will share individual responses only with the respondent and will not otherwise disclose the information to another party without consent. Nothing in this survey is intended to provide legal or tax advice. Please consult a qualified attorney or account for tax and estate planning assistance.