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* 1. Up to what percentage* of your salary does the Salary Protection Scheme for members of INMO cover*?

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* 2. Does the Salary Protection Scheme for members of INMO have Death Benefit and Specified Illness Benefit built in?

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* 3. What is your normal retirement age for Post 2013 starters?

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* 4. Can you access a MyDoc through the Salary Protection Scheme for members of INMO?

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* 5. How many weeks of full pay do you get under the Public Sector sick leave policy**?

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* 6. How many weeks of half pay do you get under the Public Sector sick leave policy once your full pay weeks are used**?

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* 7. How much income per week is the State Illness benefit in 2025***?

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* 8. What percentage risk does a 25-year-old, female, non-smoker have of not being able to work for one month or more, between 25 and 65 years of age****?

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* 9. What percentage risk does a 25-year-old, female, non-smoker have of suffering a serious illness between 25 and 65 years of age****?

To be eligible to claim from the Salary Protection Scheme for members of INMO , you must meet the definition of disablement as defined in the policy document. Other terms, conditions and exclusions apply. For more information on the Scheme, please see cornmarket.ie/inmo.

*Up to 75% less any other income to which you may be entitled e.g. half pay, Ill Health Early Retirement Pension, Temporary Rehabilitation Remuneration, State Illness Benefit or State Invalidity Pension, after you have exhausted the deferred period of the Scheme.

**Source: HSE.ie, Management of Sick Leave in the Public Health Service, Circular 14/2023

***Source: www.citizensinformation.ie

**** Source: Aviva Risk Check Calculator


MyDoc is not a regulated financial product. MyDoc is provided by HealthHero, and distributed by Cornmarket on behalf of certain Group Protection Scheme/Plan underwriters.

Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland.
A member of the Irish Life Group Ltd. which is part of the Great-West Lifeco Group of companies.

The Scheme was previously underwritten until 31st December 2024 by New Ireland Assurance Company plc. New Ireland Assurance Company plc is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group.

The Scheme is underwritten from 1st January 2025 by Irish Life Assurance plc.
Irish Life Assurance plc is regulated by the Central Bank of Ireland..

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