JA Financial Capability 2 - Pre-Program Survey (FY 25-26)

Please answer the following questions based on your current understanding of the concepts that will be taught in this learning experience. The results of this survey are confidential and will only be used to compute knowledge gain scores for students participating in this learning experience.

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* 1. Please indicate the JA Area you are served by:

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* 2. What are the first three letters of your FIRST NAME?

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* 3. What are the first three letters of your LAST NAME?

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* 4. In what MONTH were you born?

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* 5. On what DAY of the month were you born?

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* 6. What is the name of your teacher, volunteer, or instructor?

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* 7. Please indicate your level of agreement with the following statements.

	Strongly disagree	Mainly disagree	Somewhat disagree	Somewhat agree	Mainly agree	Strongly agree
I have hope in my financial future.	I have hope in my financial future. Strongly disagree	I have hope in my financial future. Mainly disagree	I have hope in my financial future. Somewhat disagree	I have hope in my financial future. Somewhat agree	I have hope in my financial future. Mainly agree	I have hope in my financial future. Strongly agree
I have confidence that I can succeed in my future workplace.	I have confidence that I can succeed in my future workplace. Strongly disagree	I have confidence that I can succeed in my future workplace. Mainly disagree	I have confidence that I can succeed in my future workplace. Somewhat disagree	I have confidence that I can succeed in my future workplace. Somewhat agree	I have confidence that I can succeed in my future workplace. Mainly agree	I have confidence that I can succeed in my future workplace. Strongly agree
I am motivated to pursue my educational and/or career interests.	I am motivated to pursue my educational and/or career interests. Strongly disagree	I am motivated to pursue my educational and/or career interests. Mainly disagree	I am motivated to pursue my educational and/or career interests. Somewhat disagree	I am motivated to pursue my educational and/or career interests. Somewhat agree	I am motivated to pursue my educational and/or career interests. Mainly agree	I am motivated to pursue my educational and/or career interests. Strongly agree
I can see how education will help me be successful in the future.	I can see how education will help me be successful in the future. Strongly disagree	I can see how education will help me be successful in the future. Mainly disagree	I can see how education will help me be successful in the future. Somewhat disagree	I can see how education will help me be successful in the future. Somewhat agree	I can see how education will help me be successful in the future. Mainly agree	I can see how education will help me be successful in the future. Strongly agree
I know how to set personal financial goals for myself.	I know how to set personal financial goals for myself. Strongly disagree	I know how to set personal financial goals for myself. Mainly disagree	I know how to set personal financial goals for myself. Somewhat disagree	I know how to set personal financial goals for myself. Somewhat agree	I know how to set personal financial goals for myself. Mainly agree	I know how to set personal financial goals for myself. Strongly agree
I know how to explore potential careers.	I know how to explore potential careers. Strongly disagree	I know how to explore potential careers. Mainly disagree	I know how to explore potential careers. Somewhat disagree	I know how to explore potential careers. Somewhat agree	I know how to explore potential careers. Mainly agree	I know how to explore potential careers. Strongly agree

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* 8. Which of the following is an advantage of hiring help in
a small business?

There is more pressure for the business to succeed.

There is an opportunity for the business to grow or expand because of increased production.

There are several additional costs associated with paying for help.

The owner will need to dedicate time to training the new worker

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* 9. Which of the following statements is TRUE?

A contractor's schedule is controlled by an employer.

Employees cost a business owner less than contractors.

A contractor develops a deeper understanding and commitment to the business.

There is no long-term commitment between a contractor and a business owner.

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* 10. Which of the following statements about employment
is true?

To compare the cost of an employee and a contractor, just look at the hourly wage of each.

A part-time employee cannot work 40 hours in a week.

Part-time and full-time are not defined by law.

Employers must pay Social Security taxes for all employees and contractors.

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* 11. Which of the following lists identifies things that must be calculated into the true cost of an employee?

wages, employee age, Social Security, income tax

wages, Social Security, unemployment tax, workers' compensation, Medicare

tips, personal property tax, Medicare, workers' compensation, unemployment tax

income tax, Social Security, Medicare, unemployment tax

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* 12. Which of the following is an optional employee benefit?

paid time off

unemployment

Social Security

worker's compensation

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* 13. Which of the following statements about benefits is false?

Employee benefits are an inexpensive way to reward good employees.

Employee benefits attract better workers.

Employee benefits improve retention.

Employee benefits improve attitude.

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* 14. Which of the following lists some of the most common optional employee benefits in a company with 12 employees?

health insurance, paid time off, retirement, unemployment

Social Security, health insurance, paid time off, worker's compensation, life insurance

health insurance, paid time off, retirement, life insurance, dental/vision

paid time off, FMLA, Medicare, health insurance, retirement

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* 15. Which of the following statements about employee benefits is true?

Health insurance tends to be the most expensive benefit.

Paid time off is the most expensive benefit an employer can offer.

Retirement support is rarely offered.

Retirement and life insurance are usually combined into one benefit.

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* 16. Which of the following is an example of a low-cost employee benefit a small business may offer?

flexible scheduling hours or remote working

paid maternity and paternity leave

covered health insurance

free catered meals

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* 17. Which of the following is an example of a non-traditional employee benefit that employers use to attract good employee?

paid time off

retirement

unlimited vacation days

life insurance

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* 18. Which of the following statements is true regarding the new work environment?

Cubicles and closed offices are preferred for getting work done.

Technology is a nice perk, but it is not essential for productivity.

Employers have all the control because people are desperate for jobs.

Employers are offering more and more to employees to attract the best workers

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* 19. Which of the following describes the meaning of employee experience?

the entire history of an employee at a place of work from applying to leaving

all interactions a customer has with a company

the ""vibe"" you get when you walk in the door and the mood and tone that the workplace sets

the tools employees use to get work done

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* 20. What are the three factors important to employee experience?

technology, time off, and leadership

time off, leadership, and culture

technology, work space, and culture

work space, culture, and leadership

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* 21. An unincorporated business owned and run by one individual with no distinction between the business and the owner is a ________.

corporation

sole proprietorship

partnership

limited liability company (LLC)

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* 22. An independent legal entity owned by shareholders is a ______.

corporation

sole proprietorship

partnership

limited liability company (LLC)

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* 23. Which business structures provide the least protection for a business owner's personal assets?

a corporation and a limited liability company (LLC)

a sole proprietorship and a limited liability company (LLC)

a sole proprietorship and a partnership

a corporation and a sole proprietorship

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* 24. Which business structure typically requires significant investment from many people and is usually the most costly and time-consuming to start and operate?

a partnership

a limited liability company (LLC)

a corporation

a sole proprietorship

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* 25. Which of the following accurately describes the choices a business faces around profits?

pay out as dividends, pay out as salary, or set aside as savings

distribute, reinvest, or a combination of the two

profit-sharing, building an emergency fund, or paying down debt

building an emergency fund or paying back debt

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* 26. Using the profits from an investment to buy more of that investment, rather than receiving a cash payout is known as ______.

emergency funding

distribution

profit-sharing

reinvestment

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* 27. Which of the following describes the first priorities of reinvestment?

paying dividends to shareholders and paying taxes

paying employee wages and repaying debts

building an emergency fund and repaying debts

paying taxes and building an emergency fund

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* 28. Which of the following lists describes advantages of reinvestment?

signals a company's strength, reduced liquidity

increased efficiency, more customers and more sales

increased income tax, greater profits

risk of loss, improved efficiency

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* 29. Employee training, outsourcing tasks, buying new equipment, and upgrading technology are all examples of ______.

reinvestment

profit-sharing

distribution

dividends

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* 30. When a business grows from within by expanding its sales or operations, the process is called _____.

merging

organic growth

inorganic growth

franchising

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* 31. Which of the following is a disadvantage of inorganic growth?

high costs over the long-term

slow growth rate

fast growth rate

high upfront costs

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* 32. Which of the following is an example of organic growth?

taking over a smaller business

selling to a larger business

opening more locations

joining with another similar business

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* 33. A business arrangement where an individual pays to license the brand/intellectual property of another business is called a(n) ______.

merger

franchise

chain

acquisition

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* 34. Which of the following best defines business ethics?

what is good, right, and proper in regard to a business's actions and decisions

going above and beyond what is legally required with no thought of personal benefit

the proper balance of people, profit, and performance

following all rules and regulations related to your business

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* 35. Which of the following statements is true about the Stockholder Theory?

A business should try to predict and prevent any harm that could occur.

A business should try to obey the law, without looking for loopholes.

A business should not spend money unless it will bring additional profits.

A business should try to positively contribute to its community and society.

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* 36. Which of the following is true about the Stakeholder Theory?

A business should only obey the law exactly as it is written.

A business should prevent harm and do good as long as it does not harm profits.

A business should positively contribute to its community and to society.

The most ethical decision is always the decision that makes the most profit

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* 37. Which list explains what is included in the triple bottom line?

price, profit, payroll

people, politics, performance

performance, planet, profit

people, profit, planet

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* 38. Which of the following is the best description of a code of ethics?

It states the formal purpose, values, and ethical expectations for a group.

It states the long-term plans and budget for a group.

It gives formal definition to professional roles in an organization.

It outlines specific behaviors that are required or prohibited.

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* 39. Which of the following statements defines compliance?

meeting legal obligations, often to protect the health, safety, and welfare of others

standards that help determine what is good, right, and proper in regard to a business's

and decisions

taking proper measures to secure customer and employee identity and financial information

handling money appropriately, including paying taxes and completing proper withholdings

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* 40. Which of the following statements is true of ethics?

The government requires you to follow ethics.

Governments develop ethics to provide order and to protect citizens.

You choose to consider them when you decide if something is right or wrong.

The law will punish anyone who violates them

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* 41. Which labor law regulates the minimum wage and overtime pay?

Family and Medical Leave Act (FMLA)

Occupational Safety and Health Act (OSHA)

Title VII of the Civil Rights Act of 1964

Fair Labor Standards Act (FLSA)

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* 42. Which labor law requires employers to provide personal protective equipment to employees?

Family and Medical Leave Act (FMLA)

Occupational Safety and Health Act (OSHA)

Title VII of the Civil Rights Act of 1964

Fair Labor Standards Act (FLSA)

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* 43. Which of the following statements is false?

Non-compliance can lead to fines, litigation, and jail.

Compliance can lead to a better company reputation and attract customers.

Compliance always reduces productivity and efficiency.

Non-compliance could cause injury or loss of life.

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* 44. What is a contract?

a legally enforceable agreement between two or more persons

an agreement between two or more persons, written or spoken

a written agreement between two or more persons

an agreement between two or more persons as long as it is not an illegal activity

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* 45. Which of the following describes the consideration of a contract?

a clear statement of what is being offered

the agreement to the terms of the contract by both parties

something of value that is promised to another person

the intention to be bound by the contract

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* 46. Which of the following is not a legally enforceable contract?

Al witnessed a verbal agreement and a handshake for Bob to sell Joe his car for $2,500.

A 15-year-old signed a release of liability waiver at the trampoline park.

A 16-year-old claimed she was 18 when she signed her cell phone contract.

In exchange for a job, Larry agreed to keep certain work-related information confidential.

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* 47. Which of the following does not describe a legally enforceable contract?

Monica's Taco Shop agreed to pay All Foods, Inc., for a shipment of beef.

Wonderful Widgets agreed to pay Bob's Landscaping $300 a month for yard maintenance.

Jack agreed to trade his motorcycle for Jill's Jeep.

My grandma agreed to put me in her will.

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* 48. Why do many businesses prefer arbitration over litigation when there is a contract dispute?

Litigation is usually much more expensive and time consuming than arbitration.

Arbitration is a fairer process.

Arbitration always favors businesses over individuals.

Litigation is kept much more private.

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* 49. Which statement about the challenges of international sales is false?

Most of the world speaks English, so language is not a problem for American businesses trying to enter a foreign market.

The varying time zones across the world can complicate some business operations.

The currency exchange rate is sometimes a benefit and sometimes a challenge for businesses.

Studying the culture and market needs of an area is a key to achieving business success.

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* 50. Which of the following is an accurate list of potential benefits of selling internationally?

fewer customers, more competition, better relationships

more customers, increased risk, more competition

increased brand visibility, less competition, risks are all in one country

more customers, less competition, risks are spread across multiple countries

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* 51. Which of the following does not describe a path to sell your products internationally?

You buy a location in another country and open up a shop.

You build a franchise relationship with a business in a foreign country.

You create an Internet site to sell your products in China.

You decide to purchase products made internationally for your store.

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* 52. How does the franchise model work internationally?

You allow a business in another country to use your name, trademarks, production, etc., in for a fee.

You join forces with a business in a foreign country to share profits and losses.

You sell and market a product or service directly to a foreign business.

You purchase facilities in another country and build a new location from scratch.

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* 53. Which of the following statements about culture is true?

Attitudes, beliefs, and values are examples of invisible aspects of culture.

Attitudes, beliefs, and values are examples of visible aspects of culture.

Religion, style of dress, language, and art are examples of invisible aspects of culture.

Music, values, beliefs, and language are examples of visible aspects of culture

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* 54. Which of the following describes how culture can impact international business?

Culture has no impact on business because business is a universal concept.

It is helpful to consider culture in business dealings, but it is not essential.

Culture can impact every aspect of business, and misunderstandings could be fatal to a deal.

People are people wherever you go; culture is not a significant barrier to business.

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* 55. Which of the following statements about common sources of cultural misunderstanding is false?

A common source of misunderstanding between cultures is the attitude towards time.

A collectivist society values groups and teams over individual interests.

Certain gestures are positive in one culture and offensive in others.

Language is only a problem between people who speak entirely different languages.

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* 56. Which of the following situations is an example of high context communication?

A teacher gives his class ""the look,"" and they know immediately that they need to get quiet.

A mom explains to her son exactly which chores need to be done by 3:00.

A deal between business owners is finalized with a contract that lays out the details.

A landlord requires a new tenant to sign a lease before moving into the apartment.

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* 57. Which of the following statements about aspects of culture is false?

Generalizations about a culture cannot be applied to every person within a culture.

Eye contact is a type of communication that shows respect in some cultures and offense in others.

Other cultures are best viewed as abnormal, weird, or wrong.

Culture is not static; it can change over time.

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* 58. Which of the following is an example of an internal source of change for a business?

One of the products has to be recalled due to safety concerns.

New government regulations have made it necessary to change the waste disposal system.

The top executive of the company is leaving her position for retirement.

The business's main competitor has just gone out of business.

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* 59. Which of the following is an example of an external source of change for a business?

The company wants to become a franchise.

A competitor has opened a shop next door.

The company wants to increase profits by cutting labor costs.

The company wants to add a new product to increase sales.

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* 60. What is the best definition of change management?

deciding on what physical changes to make

determining a process change

preparing and supporting individuals to adopt change

managing a project

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* 61. Which is one step that you can take to help create a climate for change?

develop a vision

empower people to act

make it stick

build on the change

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* 62. Which of the following is generally true of change?

People respond best when a change is quick.

People respond best when they are supported through a change.

People respond best when a change happens gradually over a long period of time.

Change does not happen very often, but it is best to try to be prepared for it.

Thank you for participating in this survey!

JA Financial Capability 2 - Pre-Program Survey (FY 25-26)

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* 1. Please indicate the JA Area you are served by:

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* 2. What are the first three letters of your FIRST NAME?

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* 3. What are the first three letters of your LAST NAME?

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* 4. In what MONTH were you born?

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* 5. On what DAY of the month were you born?

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* 6. What is the name of your teacher, volunteer, or instructor?

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* 7. Please indicate your level of agreement with the following statements.

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* 8. Which of the following is an advantage of hiring help in a small business?

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* 9. Which of the following statements is TRUE?

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* 10. Which of the following statements about employment is true?

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* 11. Which of the following lists identifies things that must be calculated into the true cost of an employee?

Question Title

* 12. Which of the following is an optional employee benefit?

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* 13. Which of the following statements about benefits is false?

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* 14. Which of the following lists some of the most common optional employee benefits in a company with 12 employees?

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* 15. Which of the following statements about employee benefits is true?

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* 16. Which of the following is an example of a low-cost employee benefit a small business may offer?

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* 17. Which of the following is an example of a non-traditional employee benefit that employers use to attract good employee?

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* 18. Which of the following statements is true regarding the new work environment?

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* 19. Which of the following describes the meaning of employee experience?

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* 20. What are the three factors important to employee experience?

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* 21. An unincorporated business owned and run by one individual with no distinction between the business and the owner is a ________.

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* 22. An independent legal entity owned by shareholders is a ______.

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* 23. Which business structures provide the least protection for a business owner's personal assets?

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* 24. Which business structure typically requires significant investment from many people and is usually the most costly and time-consuming to start and operate?

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* 25. Which of the following accurately describes the choices a business faces around profits?

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* 26. Using the profits from an investment to buy more of that investment, rather than receiving a cash payout is known as ______.

Question Title

* 27. Which of the following describes the first priorities of reinvestment?

Question Title

* 28. Which of the following lists describes advantages of reinvestment?

Question Title

* 29. Employee training, outsourcing tasks, buying new equipment, and upgrading technology are all examples of ______.

Question Title

* 30. When a business grows from within by expanding its sales or operations, the process is called _____.

Question Title

* 31. Which of the following is a disadvantage of inorganic growth?

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* 32. Which of the following is an example of organic growth?

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* 33. A business arrangement where an individual pays to license the brand/intellectual property of another business is called a(n) ______.

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* 34. Which of the following best defines business ethics?

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* 35. Which of the following statements is true about the Stockholder Theory?

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* 36. Which of the following is true about the Stakeholder Theory?

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* 37. Which list explains what is included in the triple bottom line?

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* 38. Which of the following is the best description of a code of ethics?

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* 39. Which of the following statements defines compliance?

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* 8. Which of the following is an advantage of hiring help in
a small business?

* 10. Which of the following statements about employment
is true?