Please answer the following questions based on your current understanding of the concepts that will be taught in this learning experience. The results of this survey are confidential and will only be used to compute knowledge gain scores for students participating in this learning experience.

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1. Please indicate the JA Area you are served by: (Required.)

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2. What are the first three letters of your FIRST NAME? (Required.)

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3. What are the first three letters of your LAST NAME? (Required.)

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4. In what MONTH were you born? (Required.)

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5. On what DAY of the month were you born? (Required.)

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6. What is the name of your teacher, volunteer, or instructor? (Required.)

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7. Please indicate your level of agreement with the following statements. (Required.)

  Strongly disagree Mainly disagree Somewhat disagree Somewhat agree Mainly agree Strongly agree
I have hope in my financial future.
I have confidence that I can succeed in my future workplace.
I am motivated to pursue my educational and/or career interests.
I can see how education will help me be successful in the future.
I know how to set personal financial goals for myself.
I know how to explore potential careers.

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8. Scarcity means _____. (Required.)

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9. Categories of resources needed by most businesses are _____. (Required.)

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10. Business owners must allocate their resources in order to cover expenses and leave room for _____, in order to stay in business. (Required.)

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11. Supply is best described as _____. (Required.)

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12. Demand is best described as _____. (Required.)

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13. If the price paid for gasoline at the corner station increases, this could be caused by _____. (Required.)

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14. Every summer, the grocery store lowers its prices on strawberries. Which statement explains a possible reason the price changes? (Required.)

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15. The purpose of a business is to _____. (Required.)

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16. What is one key difference between a for-profit and a nonprofit business? (Required.)

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17. Which of the following are the two best ways that a non-profit business can obtain funding? (Required.)

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18. A for-profit business is an organization that is _____. (Required.)

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19. Which of the following describes reasons a business needs a financial plan? (Required.)

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20. Which documents are the common components of a financial plan? (Required.)

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21. Costs such as rent, insurance, and utilities that remain mostly steady and are not affected by the number of products made are known as what in a break-even analysis? (Required.)

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22. Which is the equation used in a break-even analysis? (Required.)

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23. Which definition describes the balance sheet? (Required.)

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24. The bottom line of an income statement is _____. (Required.)

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25. Which of the following describes an income statement? (Required.)

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26. Which of the following statements is true about the time frame of balance sheets and income statements? (Required.)

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27. Which equation describes an income statement? (Required.)

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28. Which of the following describes a cash flow statement? (Required.)

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29. On the cash flow statement, where are the costs related to your primary business listed? (Required.)

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30. What conclusion can be drawn if a company's financing activities section has a high positive number? (Required.)

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31. In what part of the cash flow statement would a purchase of more equipment be recorded? (Required.)

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32. Which of the following describes a main difference between a personal bank account and a business bank account? (Required.)

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33. Which of the following describes merchant services? (Required.)

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34. Which of the following describes remote deposit capture? (Required.)

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35. What is the best way for a business to identify which services it needs? (Required.)

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36. Which of the following statements is TRUE? (Required.)

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37. Which list describes the three main reasons a business may need financing? (Required.)

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38. Which of the following is an example of equity financing? (Required.)

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39. Which of the following describes an angel investor? (Required.)

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40. Which of the following describes crowdfunding? (Required.)

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41. Which of the following is an advantage of getting funding from a traditional bank? (Required.)

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42. What are the two main types of financing available to small businesses? (Required.)

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43. When is it most appropriate to seek venture capital? (Required.)

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44. Which scenario would most likely call for getting a line of credit? (Required.)

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45. Which describes the main disadvantage of equity financing? (Required.)

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46. Which of the following is true of crowdfunding? (Required.)

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47. Which of the following describes the purpose of insurance? (Required.)

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48. Which of the following statements about risk management is true? (Required.)

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49. Which of the following statements about risk management is false? (Required.)

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50. Which of the following describes examples of natural perils? (Required.)

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51. Which of the following defines insurance? (Required.)

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52. Which scenario describes the most appropriate time to use insurance for risk management? (Required.)

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53. Which of the following describes the declarations page of a business owner's policy? (Required.)

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54. Which of the following describes the exclusions part of the business owner's policy? (Required.)

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55. Which of the following situations would be covered by a typical business owner's policy? (Required.)

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56. Which of the following statements is true about pricing for insurance? (Required.)

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57. Which of the following statements is true about insurance agencies and other typical small businesses? (Required.)

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58. Which of the following describes the three main ways insurance is distributed? (Required.)

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59. The main job roles in an insurance agency include which of the following? (Required.)

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60. Which of the following must be true of insurance prices? (Required.)

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61. What is information that cannot be measured and expressed in numbers? (Required.)

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62. After data is collected, how is it analyzed? (Required.)

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63. Which is the correct order for processing data when making a business decision? (Required.)

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64. Which is not an example of why companies collect and use customer data? (Required.)

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65. Which of the following is the risk that investments will lose money when the whole market declines? (Required.)

Thank you for participating in this survey!

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