JA Finance Park (Advanced) - Post-program Student Survey (FY25-26)

Please answer the following questions about your participation with this learning experience. The results of this survey are confidential and will only be used to compute an average level of knowledge gain and attitude responses for all students participating in this learning experience.

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* 1. Please indicate the JA Area you are served by:

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* 2. What are the first three letters of your FIRST name?

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* 3. What are the first three letters of your LAST name?

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* 4. In what MONTH were you born?

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* 5. On what DAY of the month were you born?

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* 6. What is the name of your teacher, volunteer, or instructor?

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* 7. Please indicate your level of agreement with the following statements.

Because of my participation in this learning experience …

	Strongly disagree	Mainly disagree	Somewhat disagree	Somewhat agree	Mainly agree	Strongly agree
I have more hope in my financial future.	I have more hope in my financial future. Strongly disagree	I have more hope in my financial future. Mainly disagree	I have more hope in my financial future. Somewhat disagree	I have more hope in my financial future. Somewhat agree	I have more hope in my financial future. Mainly agree	I have more hope in my financial future. Strongly agree
I have more confidence that I can succeed in my future workplace.	I have more confidence that I can succeed in my future workplace. Strongly disagree	I have more confidence that I can succeed in my future workplace. Mainly disagree	I have more confidence that I can succeed in my future workplace. Somewhat disagree	I have more confidence that I can succeed in my future workplace. Somewhat agree	I have more confidence that I can succeed in my future workplace. Mainly agree	I have more confidence that I can succeed in my future workplace. Strongly agree
I am more motivated to pursue my educational and/or career interests.	I am more motivated to pursue my educational and/or career interests. Strongly disagree	I am more motivated to pursue my educational and/or career interests. Mainly disagree	I am more motivated to pursue my educational and/or career interests. Somewhat disagree	I am more motivated to pursue my educational and/or career interests. Somewhat agree	I am more motivated to pursue my educational and/or career interests. Mainly agree	I am more motivated to pursue my educational and/or career interests. Strongly agree
I can see more clearly how education will help me be successful in the future.	I can see more clearly how education will help me be successful in the future. Strongly disagree	I can see more clearly how education will help me be successful in the future. Mainly disagree	I can see more clearly how education will help me be successful in the future. Somewhat disagree	I can see more clearly how education will help me be successful in the future. Somewhat agree	I can see more clearly how education will help me be successful in the future. Mainly agree	I can see more clearly how education will help me be successful in the future. Strongly agree

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* 8. What is best definition of career cluster?

a grouping of jobs and industries related by skills or products

work that matches a worker's interests, values, and abilities

a series of classes or experiences intended to help students achieve a career in a certain occupation

a system of careers designed to use the same skills

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* 9. If you have a passion for making and selling crafts, which career cluster should you pursue?

Business, Management, and Administration

Manufacturing

Marketing, Sales, and Service

Hospitality and Tourism

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* 10. What would be the most efficient way to find out more about a certain career?

Look online.

Ask people you know in that line of work.

Look for a job on Craigslist.

Research the career in the Occupational Outlook Handbook.

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* 11. Focusing in on your passions, skills, and interests will _____.

ensure you get a job

get you an interview at the best company

inform your career search

ensure your success

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* 12. What is the difference between gross pay and net pay?

Net pay is the amount of pay remaining after deductions have been removed from a paycheck, while gross pay is the amount you earn.

Gross pay is exempt from taxes, while net pay is used to determine taxes.

Only gross pay can be used to determine budget, while net pay is used to determine disposable income.

Net pay is always the larger amount, while gross pay is the desirable amount.

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* 13. Which pay category is considered in net pay?

gross pay

vacation pay

overtime pay

all of these

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* 14. Jason's gross pay this month is $960. His federal income tax amount is $114; state income tax, $42; Medicare deduction, $15; and FICA contribution, $60. What is Jason's net monthly pay?

$1,191

$960

$849

$729

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* 15. What is the best way to calculate net monthly income?

Determine required and nonrequired payments and withdrawals.

Calculate the value of compound returns.

Divide annual salary by the number of pay periods each year.

Begin with gross pay and subtract the withholdings and deductions.

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* 16. What is a benefit of choosing a STEM career?

growth potential

low education cost

higher pay on average

growth potential and higher pay on average

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* 17. The following are examples of the benefits of getting a certificate or degree through trade school EXCEPT _____.

lower initial cost outlay for education

less time invested

hands-on job experience is often provided

high amount of perceived prestige

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* 18. Which reason is NOT advisable in choosing a career?

using skills and pursuing interests and passions

cost-of-living benefits

potential for advancement

friends or family members have that career

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* 19. Which career would have the highest average income per year?

fashion designer

game warden

architect

police detective

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* 20. Which career would have the highest Return On Investment (ROI)?

surgeon, MD, $208,000 annual salary, 20 years' school

architect, BS, $79,380 annual salary, 17 years' school

electrical lineman, $65,800 annual salary, 12 years' school

police detective, $63,380 annual salary, 14 years' school

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* 21. Naomi has decided on several financial goals. What step would be LEAST likely to help her reach her priority goal?

Carefully consider each choice and option.

Do what feels right today.

List the benefits and obstacles of each goal.

Identify the goal she most wants to do.

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* 22. You have decided on a few goals and are having trouble prioritizing your priority goal. Which step of the decision-making process is MOST likely to help you choose your priority goal or goals?

Carefully consider each choice and option.

List the benefits and obstacles of each goal.

Identify the goal you most want to do.

Evaluate your decision and change it if you think there is a better choice.

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* 23. A friend of yours has made some poor choices with spending, including overspending on a credit card. What would be the best advice to offer your friend?

Make a goal to reduce debt now.

Choose only one item to spend money on.

Don't worry about it and take your time to pay it off.

List the long-term benefits and obstacles of being in debt.

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* 24. Which decisions can negatively impact a financial goal?

impulse decisions

critical-thinking decisions

problem-solving decisions

informed decisions

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* 25. Spending money on items that are seen as trendy or expensive can project a certain image but _____.

can lead to unwanted debt

can break your budget

is always a bad idea

can make people jealous

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* 26. The root cause for a student spending more than she has is that she _____.

does not keep track of her spending

occasionally makes impulse buys

purchases things online

has no emergency fund

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* 27. What is NOT an effect of long-term overspending?

Expenses exceed income.

Use of debt and credit increases.

Credit counseling becomes necessary.

Impulse buying occurs on a regular basis.

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* 28. What is the NMI used for?

It is the amount of income used to determine your monthly spending budget.

NMI is the amount of your variable expenses.

It determines your fixed expenses.

NMI is your discretionary allowance.

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* 29. What is the amount of income remaining after all bills and obligations are paid that can be used to purchase wanted goods and services?

discretionary income

variable expenses

overconsumption

luxury spending

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* 30. What is NOT a risk management strategy?

acceptance

avoidance

denial

all of these

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* 31. What is NOT a benefit of having health insurance?

Insurance helps pay for essential health exams and tests.

If you have to be rushed to the hospital, insurance can pay for an ambulance.

Insurance can provide partial income if you can't work.

The young and healthy often pay higher insurance premiums.

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* 32. What is a benefit of having insurance?

assurance that if an accident happens, personal financial loss will be less

knowing that you won't have to cover all the expenses in case of an accident

confidence that you can afford medical care during an illness

all of these

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* 33. Jada has the opportunity to have her company pay 100 percent of her life insurance for as long as she is employed there. Which type of insurance would be the best value for Jada?

term life

permanent, whole life

health insurance only

term life permanent, whole life

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* 34. Zack is a young adult no longer covered under his parent's health insurance plan. How would having health insurance help him manage risk?

Health insurance would provide Zach with a good lifestyle.

Health insurance minimizes the chance that Zach would incur financial loss.

Health insurance is a low-cost alternative when compared to other insurances.

All of these would help Zach manage risk.

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* 35. Investments with high liquidity are _____.

best for short-term investing

less risky

an important part of a diversified portfolio

likely to have higher fees

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* 36. What is the primary difference between investing in a single stock and investing in a mutual fund?

Stocks are more susceptible to economic events and natural disaster risk.

Choosing stocks you like gives you more flexibility.

Mutual fund risk is less because mutual funds are more diverse.

Stocks generally have higher administrative fees.

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* 37. Which type of investment is BEST known for having low risk and low liquidity?

stocks

bonds

mutual funds

commodities

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* 38. Which portfolio is MOST diversified?

A variety of stocks

401(k) in mutual funds

a range of stocks, bonds, and commodities

both short- and long-term investments

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* 39. Which option is considered a long-term investment?

Nasdaq stock

silver bullion

penny stocks

rental property

The next set of questions are optional, but will help us better understand whether there are differences in how people from different backgrounds experience our program so we can continue to improve our program for future participants.

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* 40. What grade are you in?

Other (please specify)

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* 41. What type of school do you attend?

Public

Private

Homeschool

Other

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* 42. In what type of setting does your school reside?

Urban

Suburban

Rural

Virtual

Don't know

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* 43. Gender (optional):

Female

Male

Non-Binary

I would prefer to describe my gender

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* 44. Race/Ethnicity (optional): Select all that apply.

American Indian or Alaska Native. A person having origins in any of the original peoples of North and South America (including Central America), and who maintains tribal affiliation or community attachment.

Asian. A person having origins in any of the original peoples of the Far East, Southeast Asia, or the Indian subcontinent.

Black or African American. A person having origins in any of the black racial groups of Africa.

Hispanic or Latino. A person of Cuban, Mexican, Puerto Rican, South or Central American, or other Spanish culture or origin, regardless of race.

Native Hawaiian or Other Pacific Islander. A person having origins in any of the original peoples of Hawaii, Guam, Samoa, or other Pacific Islands.

White. A person having origins in any of the original peoples of Europe, the Middle East, or North Africa.

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* 45. What is the highest level of education that your parent or guardian has attained? (If you have more than one parent or guardian, choose the one with the highest level of education)

did not attend or complete high school

graduated from high school

completed some college or vocational training

graduated from a 2-year college or vocational school

graduated from a 4-year college

completed some graduate school

obtained a graduate degree (e.g., MA, MS, PhD, MD, JD)

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* 46. What is your primary language?

Thank you for Participating!

JA Finance Park (Advanced) - Post-program Student Survey (FY25-26)

Question Title

* 1. Please indicate the JA Area you are served by:

Question Title

* 2. What are the first three letters of your FIRST name?

Question Title

* 3. What are the first three letters of your LAST name?

Question Title

* 4. In what MONTH were you born?

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* 5. On what DAY of the month were you born?

Question Title

* 6. What is the name of your teacher, volunteer, or instructor?

Question Title

* 7. Please indicate your level of agreement with the following statements.Because of my participation in this learning experience …

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* 8. What is best definition of career cluster?

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* 9. If you have a passion for making and selling crafts, which career cluster should you pursue?

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* 10. What would be the most efficient way to find out more about a certain career?

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* 11. Focusing in on your passions, skills, and interests will _____.

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* 12. What is the difference between gross pay and net pay?

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* 13. Which pay category is considered in net pay?

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* 14. Jason's gross pay this month is $960. His federal income tax amount is $114; state income tax, $42; Medicare deduction, $15; and FICA contribution, $60. What is Jason's net monthly pay?

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* 15. What is the best way to calculate net monthly income?

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* 16. What is a benefit of choosing a STEM career?

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* 17. The following are examples of the benefits of getting a certificate or degree through trade school EXCEPT _____.

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* 18. Which reason is NOT advisable in choosing a career?

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* 19. Which career would have the highest average income per year?

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* 20. Which career would have the highest Return On Investment (ROI)?

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* 21. Naomi has decided on several financial goals. What step would be LEAST likely to help her reach her priority goal?

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* 22. You have decided on a few goals and are having trouble prioritizing your priority goal. Which step of the decision-making process is MOST likely to help you choose your priority goal or goals?

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* 23. A friend of yours has made some poor choices with spending, including overspending on a credit card. What would be the best advice to offer your friend?

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* 24. Which decisions can negatively impact a financial goal?

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* 25. Spending money on items that are seen as trendy or expensive can project a certain image but _____.

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* 26. The root cause for a student spending more than she has is that she _____.

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* 27. What is NOT an effect of long-term overspending?

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* 28. What is the NMI used for?

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* 29. What is the amount of income remaining after all bills and obligations are paid that can be used to purchase wanted goods and services?

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* 30. What is NOT a risk management strategy?

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* 31. What is NOT a benefit of having health insurance?

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* 32. What is a benefit of having insurance?

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* 33. Jada has the opportunity to have her company pay 100 percent of her life insurance for as long as she is employed there. Which type of insurance would be the best value for Jada?

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* 34. Zack is a young adult no longer covered under his parent's health insurance plan. How would having health insurance help him manage risk?

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* 35. Investments with high liquidity are _____.

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* 36. What is the primary difference between investing in a single stock and investing in a mutual fund?

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* 37. Which type of investment is BEST known for having low risk and low liquidity?

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* 38. Which portfolio is MOST diversified?

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* 39. Which option is considered a long-term investment?

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* 7. Please indicate your level of agreement with the following statements.

Because of my participation in this learning experience …