JA Economics for Success (Financial Literacy) - Pre-program Student Survey

Please answer the following questions based on your current understanding of the concepts that will be taught in this learning experience. The results of this survey are confidential and will only be used to compute knowledge gain scores for students participating in this learning experience.

Question Title

1. Please indicate the JA Area you are served by: (Required.)

Question Title

2. What are the first three letters of your FIRST NAME? (Required.)

Question Title

3. What are the first three letters of your LAST NAME? (Required.)

Question Title

4. In what MONTH were you born? (Required.)

Question Title

5. On what DAY of the month were you born? (Required.)

Question Title

6. What is the name of your teacher, volunteer, or instructor? (Required.)

Question Title

7. What is a budget? (Required.)

a plan to earn more money over a short time period

a plan for spending or saving over a set time period

a plan for spending without a time period

a list of short-term goals

Question Title

8. Why is it important to keep a budget? (Required.)

so you know how much money you have to borrow

so you can spend your income as soon as you get it

so you can achieve your financial goals

so you see why you run out of money

Question Title

9. Shen was spending $5 per day at his favorite coffee house until he realized he would rather buy a scooter to get to a better job across town. Which of the following is the best description of this decision? (Required.)

Budget your income first and then your expenses.

Pay Yourself First.

Giving up short term spending on things you like for a long term goal that is more important.

The bigger the item, the more important it is.

Question Title

10. Which of these is the best way to buy something you want that costs more than you have? (Required.)

Ask a parent or friend for a gift.

Ask a parent or friend for a loan.

Find a way to earn extra money.

Make lots of small purchases instead.

Question Title

11. What does it mean to Pay Yourself First? (Required.)

to automatically save a specified amount from your income

to ask your employer to pay you before other employees

to pay for something you need before something you want

to save money you have left over after purchases

Question Title

12. Which of these payment methods is declining in usage? (Required.)

credit card

debit card

mobile payment app

cash

Question Title

13. Which of these is a cost of using credit? (Required.)

interest

mobile transfer fee

overdraft fee

cost of checks

Question Title

14. Which method of paying can help you build your credit score? (Required.)

credit card

debit card

mobile payment app

cash

Question Title

15. What does it mean to be financially responsible? (Required.)

spending to satisfy all your needs and wants

saving more than you spend

spending, saving, and using credit wisely

spending without using credit

Question Title

16. Why is it important to develop good spending habits now? (Required.)

to prepare for using credit responsibly

to save money for something special

to get a steady income

It's not important until you are over 18.

Question Title

17. Who can view your credit report? (Required.)

your family members

your teacher

your landlord

your friend

Question Title

18. Which of these actions can make your credit score go down? (Required.)

staying at a job a long time

missing a payment

paying your bills on time

paying off a loan

Question Title

19. Which method of handling risk is wearing a helmet? (Required.)

avoid risk

reduce risk

transfer risk

accept risk

Question Title

20. What is a common risk that insurance could address? (Required.)

poor grades

lost allowance

broken friendship

broken computer

Question Title

21. What is the opportunity cost of paying for smartphone insurance? (Required.)

the cost of the premium

having a smartphone

losing a smartphone

coverage against loss or theft

Thank you for participating!

JA Economics for Success (Financial Literacy) - Pre-program Student Survey

Question Title

* 1. Please indicate the JA Area you are served by: (Required.)

Question Title

* 2. What are the first three letters of your FIRST NAME? (Required.)

Question Title

* 3. What are the first three letters of your LAST NAME? (Required.)

Question Title

* 4. In what MONTH were you born? (Required.)

Question Title

* 5. On what DAY of the month were you born? (Required.)

Question Title

* 6. What is the name of your teacher, volunteer, or instructor? (Required.)

Question Title

* 7. What is a budget? (Required.)

Question Title

* 8. Why is it important to keep a budget? (Required.)

Question Title

* 9. Shen was spending $5 per day at his favorite coffee house until he realized he would rather buy a scooter to get to a better job across town. Which of the following is the best description of this decision? (Required.)

Question Title

* 10. Which of these is the best way to buy something you want that costs more than you have? (Required.)

Question Title

* 11. What does it mean to Pay Yourself First? (Required.)

Question Title

* 12. Which of these payment methods is declining in usage? (Required.)

Question Title

* 13. Which of these is a cost of using credit? (Required.)

Question Title

* 14. Which method of paying can help you build your credit score? (Required.)

Question Title

* 15. What does it mean to be financially responsible? (Required.)

Question Title

* 16. Why is it important to develop good spending habits now? (Required.)

Question Title

* 17. Who can view your credit report? (Required.)

Question Title

* 18. Which of these actions can make your credit score go down? (Required.)

Question Title

* 19. Which method of handling risk is wearing a helmet? (Required.)

Question Title

* 20. What is a common risk that insurance could address? (Required.)

Question Title

* 21. What is the opportunity cost of paying for smartphone insurance? (Required.)

1. Please indicate the JA Area you are served by: (Required.)

2. What are the first three letters of your FIRST NAME? (Required.)

3. What are the first three letters of your LAST NAME? (Required.)

4. In what MONTH were you born? (Required.)

5. On what DAY of the month were you born? (Required.)

6. What is the name of your teacher, volunteer, or instructor? (Required.)

7. What is a budget? (Required.)

8. Why is it important to keep a budget? (Required.)

9. Shen was spending $5 per day at his favorite coffee house until he realized he would rather buy a scooter to get to a better job across town. Which of the following is the best description of this decision? (Required.)

10. Which of these is the best way to buy something you want that costs more than you have? (Required.)

11. What does it mean to Pay Yourself First? (Required.)

12. Which of these payment methods is declining in usage? (Required.)

13. Which of these is a cost of using credit? (Required.)

14. Which method of paying can help you build your credit score? (Required.)

15. What does it mean to be financially responsible? (Required.)

16. Why is it important to develop good spending habits now? (Required.)

17. Who can view your credit report? (Required.)

18. Which of these actions can make your credit score go down? (Required.)

19. Which method of handling risk is wearing a helmet? (Required.)

20. What is a common risk that insurance could address? (Required.)

21. What is the opportunity cost of paying for smartphone insurance? (Required.)