JA Economics for Success (Financial Literacy) - Pre-program Student Survey (FY 25-26)

Question Title

* 1. Please indicate the JA Area you are served by:

Question Title

* 2. What are the first three letters of your FIRST NAME?

Question Title

* 3. What are the first three letters of your LAST NAME?

Question Title

* 4. In what MONTH were you born?

Question Title

* 5. On what DAY of the month were you born?

Question Title

* 6. What is the name of your teacher, volunteer, or instructor?

Question Title

* 7. Please indicate your level of agreement with the following statements.

	Strongly disagree	Mainly disagree	Somewhat disagree	Somewhat agree	Mainly agree	Strongly agree
I have hope in my financial future.	I have hope in my financial future. Strongly disagree	I have hope in my financial future. Mainly disagree	I have hope in my financial future. Somewhat disagree	I have hope in my financial future. Somewhat agree	I have hope in my financial future. Mainly agree	I have hope in my financial future. Strongly agree
I have confidence that I can succeed in my future workplace.	I have confidence that I can succeed in my future workplace. Strongly disagree	I have confidence that I can succeed in my future workplace. Mainly disagree	I have confidence that I can succeed in my future workplace. Somewhat disagree	I have confidence that I can succeed in my future workplace. Somewhat agree	I have confidence that I can succeed in my future workplace. Mainly agree	I have confidence that I can succeed in my future workplace. Strongly agree
I am motivated to pursue my educational and/or career interests.	I am motivated to pursue my educational and/or career interests. Strongly disagree	I am motivated to pursue my educational and/or career interests. Mainly disagree	I am motivated to pursue my educational and/or career interests. Somewhat disagree	I am motivated to pursue my educational and/or career interests. Somewhat agree	I am motivated to pursue my educational and/or career interests. Mainly agree	I am motivated to pursue my educational and/or career interests. Strongly agree
I can see how education will help me be successful in the future.	I can see how education will help me be successful in the future. Strongly disagree	I can see how education will help me be successful in the future. Mainly disagree	I can see how education will help me be successful in the future. Somewhat disagree	I can see how education will help me be successful in the future. Somewhat agree	I can see how education will help me be successful in the future. Mainly agree	I can see how education will help me be successful in the future. Strongly agree
I know how to set personal financial goals for myself.	I know how to set personal financial goals for myself. Strongly disagree	I know how to set personal financial goals for myself. Mainly disagree	I know how to set personal financial goals for myself. Somewhat disagree	I know how to set personal financial goals for myself. Somewhat agree	I know how to set personal financial goals for myself. Mainly agree	I know how to set personal financial goals for myself. Strongly agree
I know how to explore potential careers.	I know how to explore potential careers. Strongly disagree	I know how to explore potential careers. Mainly disagree	I know how to explore potential careers. Somewhat disagree	I know how to explore potential careers. Somewhat agree	I know how to explore potential careers. Mainly agree	I know how to explore potential careers. Strongly agree

Question Title

* 8. What is a budget?

a plan to earn more money over a short time period

a plan for spending or saving over a set time period

a plan for spending without a time period

a list of short-term goals

Question Title

* 9. Why is it important to keep a budget?

so you know how much money you have to borrow

so you can spend your income as soon as you get it

so you can achieve your financial goals

so you see why you run out of money

Question Title

* 10. Shen was spending $5 per day at his favorite coffee house until he realized he would rather buy a scooter to get to a better job across town. Which of the following is the best description of this decision?

Budget your income first and then your expenses.

Pay Yourself First.

Giving up short term spending on things you like for a long term goal that is more important.

The bigger the item, the more important it is.

Question Title

* 11. Which of these is the best way to buy something you want that costs more than you have?

Ask a parent or friend for a gift.

Ask a parent or friend for a loan.

Find a way to earn extra money.

Make lots of small purchases instead.

Question Title

* 12. What does it mean to Pay Yourself First?

to automatically save a specified amount from your income

to ask your employer to pay you before other employees

to pay for something you need before something you want

to save money you have left over after purchases

Question Title

* 13. Which of these payment methods is declining in usage?

credit card

debit card

mobile payment app

cash

Question Title

* 14. Which of these is a cost of using credit?

interest

mobile transfer fee

overdraft fee

cost of checks

Question Title

* 15. Which method of paying can help you build your credit score?

credit card

debit card

mobile payment app

cash

Question Title

* 16. What does it mean to be financially responsible?

spending to satisfy all your needs and wants

saving more than you spend

spending, saving, and using credit wisely

spending without using credit

Question Title

* 17. Why is it important to develop good spending habits now?

to prepare for using credit responsibly

to save money for something special

to get a steady income

It's not important until you are over 18.

Question Title

* 18. Who can view your credit report?

your family members

your teacher

your landlord

your friend

Question Title

* 19. Which of these actions can make your credit score go down?

staying at a job a long time

missing a payment

paying your bills on time

paying off a loan

Question Title

* 20. Which method of handling risk is wearing a helmet?

avoid risk

reduce risk

transfer risk

accept risk

Question Title

* 21. What is a common risk that insurance could address?

poor grades

lost allowance

broken friendship

broken computer

Question Title

* 22. What is the opportunity cost of paying for smartphone insurance?

the cost of the premium

having a smartphone

losing a smartphone

coverage against loss or theft