JA BizTown - Pre-program Student Survey

Please answer the following questions based on your current understanding of the concepts that will be taught in this learning experience. The results of this survey are confidential and will only be used to compute knowledge gain scores for students participating in this learning experience.

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1. Please indicate the JA Area you are served by: (Required.)

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2. What are the first three letters of your FIRST NAME? (Required.)

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3. What are the first three letters of your LAST NAME? (Required.)

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4. In what MONTH were you born? (Required.)

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5. On what DAY of the month were you born? (Required.)

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6. What is the name of your teacher, volunteer, or instructor? (Required.)

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7. Which option lists financial institutions? (Required.)

banks and credit unions

libraries and schools

clothing and food shops

credits and debits

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8. Which services is a bank likely to offer? (Required.)

balance and net deposit

savings and checking accounts

advertising and Web searches

time management

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9. What is private property? (Required.)

property that the government owns

property that is free

property that no one can see

property that you own

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10. What is required on a bank application? (Required.)

transaction list

full name

checkbook number

health ID number

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11. Which bank service do you need for money to start a new store? (Required.)

business loan

savings account

safe deposit box

electronic payment

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12. Which type of institution is at the center of JA BizTown's economy? (Required.)

educational

entrepreneurial

financial

social

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13. Which action is required when depositing money into an account? (Required.)

include your account number

list your income

swipe your credit card

sign your deposit ticket

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14. What is the purpose of a paycheck? (Required.)

to show proof of income

to be sure you have money

to keep track of your withdrawals

to give you money in exchange for work

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15. Where do you endorse a paycheck? (Required.)

on the back

in the memo section

in the money tracker

after 'Pay to the Order of'

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16. What happens when you have insufficient funds in your bank account? (Required.)

required withdrawal

record transaction

high fee

electronic payment

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17. Which is a responsible action to make with your money? (Required.)

spend it

track it

give it all away

barter it

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18. Which right does the U.S. Constitution protect? (Required.)

right to keep private property

right to be responsible

right to a bank account

right to endorse your paycheck

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19. What does a savings account allow you to do? (Required.)

use a money tracker

have money on hand for unexpected expenses or emergencies

get money out of the bank

have more spending money now

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20. How does your money increase in a savings account? (Required.)

The bank pays because it uses your money for other investments.

It grows by sitting in the bank account

Your money is multiplied by other people's money.

The longer you leave you money in savings account, the more it grows by a government-set rate

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21. Why should you Pay Yourself First (PYF) when you receive money? (Required.)

because it is easy

because it helps your savings grow

because it keeps track of your money

because it will help banks make more money

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22. Making an electronic payment is one of several ways to do what? (Required.)

use a savings account

check your bank balance

get money out of the bank

record a transaction in your money tracker

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23. What would tell you how much money is in your bank account? (Required.)

certificate of deposit

personal check

transaction

balance

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24. Who protects the money in a bank's accounts? (Required.)

your parents

the government

you

a private security company

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25. You need to mail a payment to your credit card company because the online payment site is down. What is the best form of payment? (Required.)

cash

check

debit card

credit card

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26. Where does the money come from when you use a debit card to buy groceries? (Required.)

your certificate of deposit

the credit company

your bank account

the government

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27. What do you need to make an electronic payment? (Required.)

account number and current date

account number and your name

debit card and your phone number

balance and credit

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28. Which part of the money tracker do you write in to record the amount when adding money into your bank account? (Required.)

withdrawal

deposit

balance

description

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29. Which term describes why people cannot have everything they want because of limited resources? (Required.)

endorsement

institutions

scarcity

economy

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30. What does philanthropy mean? (Required.)

the effort to increase the well-being of others through charitable giving

the effort to provide health care by the government

the ability to sell goods and services at a discount

the requirement to pay taxes as a citizen

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31. What is a responsibility of U.S. citizens? (Required.)

being an informed voter

giving money to charity

participating in group activities

sharing personal information

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32. What is required of responsible citizens? (Required.)

to volunteer at a community event

to donate to charity

to pay taxes

to sign a contract

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33. Why are taxes required instead of voluntary? (Required.)

Not everyone was willing to pay their part.

Tax money is spent on private goods.

Taxes can be automatically taken out of your paycheck.

It was found to be illegal to have voluntary payments.

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34. Which of these is flowing through the circular flow of an economy diagram? (Required.)

customers

entrepreneurs

regulations

money

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35. Which part of the circular flow of an economy are you a part of when you buy fries at a food truck? (Required.)

citizens providing resources

citizens paying businesses

businesses paying citizens

businesses producing products

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36. Which of the given options fits with the 'businesses produce products' part of the circular flow of an economy? (Required.)

A restaurant gives out paychecks to employees.

Citizens buy vegetables at a store.

A factory delivers furniture to a store for sale.

Citizens work at a bank.

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37. Natural resources are ones that ________. (Required.)

do not have to be paid for because they come from nature

are made by people to produce a good

are found in nature and are used to make goods or provide services

people make and use

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38. Which specific act can a government do to directly make a change in the circular flow of the economy? (Required.)

approve the previous meeting's plan

require businesses to pay for a license

encourage people to buy and sell products and provide services to move money in an economy

honor community leaders

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39. What is a role of business in the economy? (Required.)

approve a new government plan

buy products for personal use

produce goods and services

provide labor to build products

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40. Free enterprise is different from a command economy because ________. (Required.)

businesses are given the prices to set

businesses set the price based on consumers' decisions

businesses are free from any laws

it doesn't cost anything

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41. What are the three basic economic questions? (Required.)

when to produce, where to produce, who to produce for

what to produce, how to produce, who to produce for

how much to produce, how much to charge, how to make it

who will buy, how much to charge, what resources are needed

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42. One option to solving the challenge of scarcity in a free market economy is ________. (Required.)

have people make better choices

make the government provide for everyone's needs

decrease the amount of resources

encourage philanthropy among citizens

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43. Select the true statement. (Required.)

Gross pay is how much money you have after taxes are taken out.

Net pay is the amount of money you receive in your paycheck.

Gross pay is divided by the tax percentage to equal net pay.

Net pay is multiplied by gross pay to find your tax amount.

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44. If your income for one week is $200 and your tax rate is 5 percent, what is your net pay? (Required.)

$205

$195

$190

$100

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45. Which option is a private good or service? (Required.)

fire station

school

government office

grocery store

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46. One example of philanthropy is ________. (Required.)

doing volunteer work

playing with friends

paying your bills

shopping for family

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47. Which document would include your interests and skills? (Required.)

job application

resume

essay

survey

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48. Read the scenario and select the correct answer: A young man wants to be a famous actor after he graduates high school... What should this young man do if he wants to reach his goal? (Required.)

make a financial plan

follow his counselor's advice

do what his parents want him to do

research what it takes to be a successful actor

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49. Which phrase describes the data career type? (Required.)

helping others

thinking about concepts

working with objects

analyzing information

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50. Which option is a science career? (Required.)

restaurant owner

tax attorney

biologist

art teacher

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51. A written summary of a person's school and work experience is called a(n) __________. (Required.)

assessment

resume

summary

outline

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52. A person who requests or seeks something, such as a job, is called a(n) _______. (Required.)

applicant

interviewer

explorer

coordinator

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53. You should do this when you greet a new person at work. (Required.)

Stare at them.

Shout 'Hello.'

Stay seated at your desk.

Introduce yourself.

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54. Which behavior is appropriate during a job interview? (Required.)

answer questions with details

show up within 15 minutes of interview time

share your Internet connection problems

check your text messages

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55. Which behavior is important in all workplaces? (Required.)

wearing uniforms

using coding skills

attending early morning meetings

demonstrating teamwork

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56. Read the scenario and then answer: A new policy in a community is proposed to start a curfew... What kind of meeting could Josie and her friends attend? (Required.)

private

public hearing

school committee

utility

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57. For citizens to participate in an election, what is the first step they need to take? (Required.)

learn about the candidates

go to the polls

attend a debate

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58. What do you need for a representative democracy? (Required.)

appointments

arguments

elections

amendments

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59. Which two forms of government do NOT usually allow their citizens to vote? (Required.)

monarchy, anarchy

dictatorship, democracy

representative democracy, democracy

monarchy, dictatorship

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60. It is important to be an informed voter because ________. (Required.)

you are choosing representatives to run the country

voting is voluntary

your teacher thinks it is important

not all countries allow their citizens to vote

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61. To find the operating expenses of a business, what do you need to do? (Required.)

add all operating expenses

subtract taxes owed

multiply salaries by 2

add sample costs

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62. Why is a salary considered an operating cost? (Required.)

because the business owner has to pay themselves first

because you can't run the business without paying employees

because it is required by the U.S. Constitution

because it is a fixed cost

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63. Calculate the supply expense: 10 pitchers $4.00 each; 12 packs lemonade powder $0.50 each (Required.)

$406.00

$140.00

$100.00

$46.00

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64. Two characteristics of a quality business are good customer service and _____________. (Required.)

letting problems go

staying the same

successful sales

independence

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65. Two characteristics of a quality business are good customer service and _____________. (Required.)

letting problems go

staying the same

successful sales

independence

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66. What is the best definition for revenue? (Required.)

the amount of money earned from sales

the money a buyer pays for a product or service

the goods that a business has in stock to sell

the money left over after paying business costs

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67. What is the best definition for inventory? (Required.)

the amount of money earned from sales

the money a buyer pays for a product or service

the goods that a business has in stock to sell

the money left over after paying business costs

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68. What is one of the factors that affect the selling price of a product? (Required.)

the amount of inventory you have

the cost of operating your business

consumer demand

all of the above

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69. What is one way to decide the selling price of a product? (Required.)

multiply items in inventory by cost of production

decide how much you want to make

determine the average cost of the item and add a little

calculate the cost per item and increase the price if the item is in high demand

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70. Which phrase correctly describes the relationship between revenue, costs, and profit? (Required.)

as revenue increases, costs increase

as production costs increase, revenues increase

as production costs increase, profits decrease

None of these phrases correctly describes the relationship.

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71. A business has too many fuzzy beanies in its inventory, and the weather is changing. What is the most direct way for the business to reduce its inventory and cover the cost of the beanies? (Required.)

raise the price of other items

lower the cost of production

lower the price of the beanies

increase revenue

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72. Advertising is a way of persuading people to want your ____________. (Required.)

employees

workplace

goods and services

revenue

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73. What is a characteristic of effective advertising? (Required.)

grabs your attention

scares you into buying

overpromises on results

recommends alternate producers

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74. Which soft skill is most important for productive work? (Required.)

teamwork

punctuality

business dress

interviewing

Thank you for participating!

JA BizTown - Pre-program Student Survey

Question Title

* 1. Please indicate the JA Area you are served by: (Required.)

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* 2. What are the first three letters of your FIRST NAME? (Required.)

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* 3. What are the first three letters of your LAST NAME? (Required.)

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* 4. In what MONTH were you born? (Required.)

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* 5. On what DAY of the month were you born? (Required.)

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* 6. What is the name of your teacher, volunteer, or instructor? (Required.)

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* 7. Which option lists financial institutions? (Required.)

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* 8. Which services is a bank likely to offer? (Required.)

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* 9. What is private property? (Required.)

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* 10. What is required on a bank application? (Required.)

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* 11. Which bank service do you need for money to start a new store? (Required.)

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* 12. Which type of institution is at the center of JA BizTown's economy? (Required.)

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* 13. Which action is required when depositing money into an account? (Required.)

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* 14. What is the purpose of a paycheck? (Required.)

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* 15. Where do you endorse a paycheck? (Required.)

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* 16. What happens when you have insufficient funds in your bank account? (Required.)

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* 17. Which is a responsible action to make with your money? (Required.)

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* 18. Which right does the U.S. Constitution protect? (Required.)

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* 19. What does a savings account allow you to do? (Required.)

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* 20. How does your money increase in a savings account? (Required.)

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* 21. Why should you Pay Yourself First (PYF) when you receive money? (Required.)

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* 22. Making an electronic payment is one of several ways to do what? (Required.)

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* 23. What would tell you how much money is in your bank account? (Required.)

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* 24. Who protects the money in a bank's accounts? (Required.)

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* 25. You need to mail a payment to your credit card company because the online payment site is down. What is the best form of payment? (Required.)

Question Title

* 26. Where does the money come from when you use a debit card to buy groceries? (Required.)

Question Title

* 27. What do you need to make an electronic payment? (Required.)

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* 28. Which part of the money tracker do you write in to record the amount when adding money into your bank account? (Required.)

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* 29. Which term describes why people cannot have everything they want because of limited resources? (Required.)

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* 30. What does philanthropy mean? (Required.)

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* 31. What is a responsibility of U.S. citizens? (Required.)

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* 32. What is required of responsible citizens? (Required.)

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* 33. Why are taxes required instead of voluntary? (Required.)

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* 34. Which of these is flowing through the circular flow of an economy diagram? (Required.)

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* 35. Which part of the circular flow of an economy are you a part of when you buy fries at a food truck? (Required.)

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* 36. Which of the given options fits with the 'businesses produce products' part of the circular flow of an economy? (Required.)

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* 37. Natural resources are ones that ________. (Required.)

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* 38. Which specific act can a government do to directly make a change in the circular flow of the economy? (Required.)

Question Title

* 39. What is a role of business in the economy? (Required.)

Question Title

1. Please indicate the JA Area you are served by: (Required.)

2. What are the first three letters of your FIRST NAME? (Required.)

3. What are the first three letters of your LAST NAME? (Required.)

4. In what MONTH were you born? (Required.)

5. On what DAY of the month were you born? (Required.)

6. What is the name of your teacher, volunteer, or instructor? (Required.)

7. Which option lists financial institutions? (Required.)

8. Which services is a bank likely to offer? (Required.)

9. What is private property? (Required.)

10. What is required on a bank application? (Required.)

11. Which bank service do you need for money to start a new store? (Required.)

12. Which type of institution is at the center of JA BizTown's economy? (Required.)

13. Which action is required when depositing money into an account? (Required.)

14. What is the purpose of a paycheck? (Required.)

15. Where do you endorse a paycheck? (Required.)

16. What happens when you have insufficient funds in your bank account? (Required.)

17. Which is a responsible action to make with your money? (Required.)

18. Which right does the U.S. Constitution protect? (Required.)

19. What does a savings account allow you to do? (Required.)

20. How does your money increase in a savings account? (Required.)

21. Why should you Pay Yourself First (PYF) when you receive money? (Required.)

22. Making an electronic payment is one of several ways to do what? (Required.)

23. What would tell you how much money is in your bank account? (Required.)

24. Who protects the money in a bank's accounts? (Required.)

25. You need to mail a payment to your credit card company because the online payment site is down. What is the best form of payment? (Required.)

26. Where does the money come from when you use a debit card to buy groceries? (Required.)

27. What do you need to make an electronic payment? (Required.)

28. Which part of the money tracker do you write in to record the amount when adding money into your bank account? (Required.)

29. Which term describes why people cannot have everything they want because of limited resources? (Required.)

30. What does philanthropy mean? (Required.)

31. What is a responsibility of U.S. citizens? (Required.)

32. What is required of responsible citizens? (Required.)

33. Why are taxes required instead of voluntary? (Required.)

34. Which of these is flowing through the circular flow of an economy diagram? (Required.)

35. Which part of the circular flow of an economy are you a part of when you buy fries at a food truck? (Required.)

36. Which of the given options fits with the 'businesses produce products' part of the circular flow of an economy? (Required.)

37. Natural resources are ones that ________. (Required.)

38. Which specific act can a government do to directly make a change in the circular flow of the economy? (Required.)

39. What is a role of business in the economy? (Required.)

40. Free enterprise is different from a command economy because ________. (Required.)

41. What are the three basic economic questions? (Required.)

42. One option to solving the challenge of scarcity in a free market economy is ________. (Required.)

43. Select the true statement. (Required.)

44. If your income for one week is $200 and your tax rate is 5 percent, what is your net pay? (Required.)

45. Which option is a private good or service? (Required.)

46. One example of philanthropy is ________. (Required.)

47. Which document would include your interests and skills? (Required.)

48. Read the scenario and select the correct answer: A young man wants to be a famous actor after he graduates high school... What should this young man do if he wants to reach his goal? (Required.)

49. Which phrase describes the data career type? (Required.)

50. Which option is a science career? (Required.)

51. A written summary of a person's school and work experience is called a(n) __________. (Required.)

52. A person who requests or seeks something, such as a job, is called a(n) _______. (Required.)

53. You should do this when you greet a new person at work. (Required.)

54. Which behavior is appropriate during a job interview? (Required.)

55. Which behavior is important in all workplaces? (Required.)

56. Read the scenario and then answer: A new policy in a community is proposed to start a curfew... What kind of meeting could Josie and her friends attend? (Required.)

57. For citizens to participate in an election, what is the first step they need to take? (Required.)

58. What do you need for a representative democracy? (Required.)

59. Which two forms of government do NOT usually allow their citizens to vote? (Required.)

60. It is important to be an informed voter because ________. (Required.)

61. To find the operating expenses of a business, what do you need to do? (Required.)

62. Why is a salary considered an operating cost? (Required.)

63. Calculate the supply expense: 10 pitchers $4.00 each; 12 packs lemonade powder $0.50 each (Required.)

64. Two characteristics of a quality business are good customer service and _____________. (Required.)

65. Two characteristics of a quality business are good customer service and _____________. (Required.)

66. What is the best definition for revenue? (Required.)

67. What is the best definition for inventory? (Required.)

68. What is one of the factors that affect the selling price of a product? (Required.)

69. What is one way to decide the selling price of a product? (Required.)

70. Which phrase correctly describes the relationship between revenue, costs, and profit? (Required.)

71. A business has too many fuzzy beanies in its inventory, and the weather is changing. What is the most direct way for the business to reduce its inventory and cover the cost of the beanies? (Required.)

72. Advertising is a way of persuading people to want your ____________. (Required.)

73. What is a characteristic of effective advertising? (Required.)

74. Which soft skill is most important for productive work? (Required.)