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DMPPP Community Survey: Redefining Default in First Nations Financial Management

Introduction

The First Nations Financial Management Board (FMB) is conducting this survey to gather insights from First Nations communities across Canada on how they define and experience "default" in financial and governance contexts. This initiative is part of the Default Management Prevention Pilot Project (DMPPP), which aims to reimagine the concept of "default" to better align with Indigenous knowledge systems, governance structures, and cultural values.

We acknowledge that the term "default" has historically been associated with negative connotations and has often been applied without fully understanding the unique circumstances and challenges faced by First Nations communities. Through this survey, we seek to:

- Understand the diverse perspectives of First Nations on financial challenges and the implications of being labeled as in "default."
- Collaborate with communities to develop language and frameworks that are respectful, empowering, and reflective of Indigenous worldviews.
- Inform the development of policies and tools that support proactive, community-led approaches to financial management and governance.

Your participation is voluntary, and all responses will be kept confidential. The insights gathered will play a crucial role in shaping future programs and services that respect and uphold the autonomy and traditions of First Nations communities.
Section 1: About You
1.What is your name and what First Nation community you reside in or are a member of? (Ex. Nathan Sack/Sipeknekatik)
2.Region of your First Nation:
3.Your role in the community (check all that apply):
4.Has your community participated in the DMPPP or another financial intervention program?
Section 2: Understanding of Default
5.In your own words, how would you define “default” when it comes to Indigenous governance or finances?
6.What do you believe are the main causes of financial default in First Nations communities? (Check all that apply)
7.If your community has experienced default, how did that experience impact:
Section 3: Perceptions of the Term “Default”
8.When you hear the word “default” used to describe a First Nation, what is your first reaction?
9.Do you feel “default” is the right word to describe financial challenges in First Nations?
10.Can you suggest a more culturally appropriate or respectful word or phrase that could replace “default”?
11.Are there teachings or values from your Nation that could guide how financial difficulty should be understood and addressed?
Section 4: Solutions and Support
12.What supports would help your community avoid financial distress or future risk of default? (Check all that apply)
13.What role should your Nation’s culture and governance traditions play in financial systems and planning?
14.Would your Nation be interested in co-developing a new name or model to replace “default” in future programming?
Section 5: Follow-Up and Consent
15.Would you be willing to participate in follow-up interviews, discussion circles, or co-development sessions?
16.Do you give permission for your responses to be used (anonymously) in shaping future DMPPP planning and recommendations?
Thank You / Closing Statement

Thank you for taking the time to share your perspective. Your voice is critical in shaping financial governance systems that honour Indigenous knowledge, community strengths, and cultural values. Together, we can build solutions that are inclusive, empowering, and reflective of the realities of First Nations.

This survey is not just about gathering data—it is about listening, learning, and working together in a good way to build trust, respect, and solutions that honour the strengths of your community.


Final Commitment:

This survey is not about imposing Western definitions on Indigenous experiences. It is about listening deeply, learning together, and building trust to co-create better financial governance systems that honor Indigenous knowledge and community strengths.