GovTech Non-Dilutive Funding Research Hi! I'm exploring ways to offer founder-aligned capital for early-stage GovTech startups. I'd love your take on a few different funding models — and your broader perspective on raising money in this space. This should take 3–4 minutes. In exchange you'll have my thanks and dinner next time we're in the same town :)- Abhi Nemani (abhi@ethoslabs.us) Question Title * 1. If you were starting a new GovTech AI startups, which type of funding would you prefer today, assuming you were offered $50,000 on friendly terms? Loan — fixed interest, fixed monthly payments Revenue-Based Financing (RBF) — pay a % of revenue until a fixed cap is reached Seed Investment (SAFE) — no repayments, converts to equity in a future round Bootstrapped (No need for funding) Series A from VC (priced round) None of the above Other (please specify) Question Title * 2. Why do you prefer that financing option? Question Title * 3. If you were to pursue RBF (even if not ideal) which repayment cap feels more fair to you? Assuming a 50K investment. 1.15x = $57,500 1.2x = $60,000 Either is fine Other (please specify) Question Title * 4. For RBF, does 6% of monthly revenue sound like a reasonable repayment share? Maybe -- Not Sure Yes -- Seems right No -- Too High Other (please specify) Question Title * 5. Would you want the option to choose between Loan and RBF? Yes — I’d appreciate flexibility No — I’d prefer one clear structure Not sure Question Title * 6. What’s your biggest concern about either the loan or RBF model? Question Title * 7. For a startup loan, choose the interest rate that seems reasonable. 0% 20% Clear i We adjusted the number you entered based on the slider’s scale. Question Title * 8. For a startup loan, what payback time horizon is reasonable? 12 months 36 months Clear i We adjusted the number you entered based on the slider’s scale. Next