FOR MEMBERSHIP AND WEBMASTER: VAL MUNCHEZ-VAN DER WAGT, AALU, CLU (R), JD (Allstate Life) Incumbent
Val is a Chief Underwriter in the Underwriting Policy department at Allstate. During her many years in the insurance industry, underwriting Life, Disability, Health and Structured Settlements, Val has been an enthusiastic supporter of local and regional underwriting associations and especially the Chicago Underwriting Association, since 1992. She believes that an underwriter's growth includes being actively involved in increasing ones knowledge about technical underwriting, innovation, product design, customer needs and expectations. Additionally, personal growth comes from networking, attending meetings, seminars and participating in a local association. Val is a former President of CUA and VP of AHOU.
FOR BOARD MEMBER AT LARGE: CONNIE COSTA, ASC, FLMI, FALU (Protective Life) Incumbent
Connie has been a Senior Underwriter Consultant and Trainer at Protective Life Insurance for the last 6 years. In her current position at Protective Life, she is involved in the training of new Underwriters as well as developing training programs to educate and enhance the current underwriting staff. In addition to training and education, she is also part of the contestable claims team providing underwriting reviews of contestable death claims. She has over 22 years of underwriting experience in the Broker, Captive, and Direct Market areas with all product types including term, universal, whole life, and simplified issue. Throughout her career she has felt that education and keeping current with industry knowledge is key to being a successful underwriter.
FOR BOARD MEMBER AT LARGE: WALLY EMPLEO, FALU, ALMI, ACS (Lincoln Financial Group)
Wally entered the insurance industry in 1990 and started underwriting in 1998. He joined Lincoln Financial Group in 2008 and has served as a Senior Underwriting Director since 2014, leading a team of brokerage underwriters while still working on higher face amount cases. Prior to Lincoln, Wally’s experience included managing a Policyowner Service Department, working with contestable claims, and underwriting with a Paramed company. He was recently involved with the AHOU Education Committee and is looking to contribute toward the continued development of the underwriting profession as a member of CUA.
FOR SOCIAL MEDIA DIRECTOR: DEBRA DRAYTON, AALU, ACS, ALMI (Protective) Incumbent
Debra is a Senior Underwriting Consultant for Protective Life. She has a broad background in group and individual life, and policy owner services. Debra has enjoyed her 20 plus year career in the insurance industry. Her career began at Allstate Life where she honed her underwriting skills. After leaving Allstate, she worked for what is now Protective Life for several years before landing at Voya Financial where she worked for twelve years. Debra also worked with Legal and General America before starting her current position at Protective Life. Throughout her career, Debra has continued to gain knowledge and expertise by asking questions and staying current in the insurance industry. Debra and her husband, Matthew, have one daughter and reside in Elgin, Illinois.