I am afraid to take that kind of risk
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I don't have sufficient clientele/customers to start a business
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I don't have the (access to) capital to get started
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I don't have the financial skills to operate a business
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I don't have the sales/marketing skills to run a business
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I don't have the time to make a go of it
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I lack sufficient knowledge about a product or service to open a business
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This is just not the right time in my career to start a business
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This is just not the right time in my family for me to start a business
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This is just not the right time in the economy to start a business
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