How Much Do You Know about Your Credit Scores?

Question Title

1. What Grade do you Give Yourself in Understanding Your Credit Score (Be Fair)? (Required.)

Question Title

2. What Source Do You Use to Track Your Credit Score? (Required.)

Consumer Website (Credit Karma, Credit Sesame, ect...)

Credit Bureaus (Experian.com, Equifax.com, TransUnion.com)

Certified Credit Counselor (MyCreditPlan.org, Fair Credit Foundation, etc...)

Lender (Only Track When You Apply)

Question Title

3. To Track Your Credit Scores, You (Required.)

Pay a nominal fee (less than $50) to get the three credit scores used by lenders?

Follow credit scores offered for free, even if they are not accurate?

Wait until a loan officer checks them when you finance a house or car?

Do Nothing?

Question Title

4. Of the Following Answers, Which One of the Following will NOT Impact the Lender's Credit Scores? (Required.)

Payment Amount on an Auto Loan?

Balance versus Initial Loan Amount on a Student Loan?

The Balance on a Overdraft Line of Credit?

Closing a Capital One Credit Card?

Question Title

5. How Long Does a "Hard Inquiry" (or Credit Check from a Lender) Lower Your Lender's Credit Scores? (Required.)

90 Days

6 Months

1 Year

2 Years

Question Title

6. Which One of the Following Credit Scores Following a 1-Point Decline will Cost a Consumer More Money on a Conforming Mortgage? (Required.)

664

699

724

749

Question Title

7. What One Issue will Drop Your Lender's Credit Scores for 10 Years by Having this on Your Credit Report? (Required.)

Chapter 13 Bankruptcy

Finance Company

30 Day Late Payment

Judgement

Question Title

8. What is the Reliable Source Where You Can Access Your Mortgage Lender's (and most Lenders) Credit Report and Scores? (Required.)

Credit Karma, Credit Sesame (Consumer Credit Websites)

AnnualCreditReport.com (Free Annual Credit Report)

MyCreditPlan.org, Fair Credit Foundation (Certified Credit Counselors)

Experian.com, Equifax.com , TransUnion.com (Credit Bureau Websites)

How Much Do You Know about Your Credit Scores?

Question Title

* 1. What Grade do you Give Yourself in Understanding Your Credit Score (Be Fair)? (Required.)

Question Title

* 2. What Source Do You Use to Track Your Credit Score? (Required.)

Question Title

* 3. To Track Your Credit Scores, You (Required.)

Question Title

* 4. Of the Following Answers, Which One of the Following will NOT Impact the Lender's Credit Scores? (Required.)

Question Title

* 5. How Long Does a "Hard Inquiry" (or Credit Check from a Lender) Lower Your Lender's Credit Scores? (Required.)

Question Title

* 6. Which One of the Following Credit Scores Following a 1-Point Decline will Cost a Consumer More Money on a Conforming Mortgage? (Required.)

Question Title

* 7. What One Issue will Drop Your Lender's Credit Scores for 10 Years by Having this on Your Credit Report? (Required.)

Question Title

* 8. What is the Reliable Source Where You Can Access Your Mortgage Lender's (and most Lenders) Credit Report and Scores? (Required.)

1. What Grade do you Give Yourself in Understanding Your Credit Score (Be Fair)? (Required.)

2. What Source Do You Use to Track Your Credit Score? (Required.)

3. To Track Your Credit Scores, You (Required.)

4. Of the Following Answers, Which One of the Following will NOT Impact the Lender's Credit Scores? (Required.)

5. How Long Does a "Hard Inquiry" (or Credit Check from a Lender) Lower Your Lender's Credit Scores? (Required.)

6. Which One of the Following Credit Scores Following a 1-Point Decline will Cost a Consumer More Money on a Conforming Mortgage? (Required.)

7. What One Issue will Drop Your Lender's Credit Scores for 10 Years by Having this on Your Credit Report? (Required.)

8. What is the Reliable Source Where You Can Access Your Mortgage Lender's (and most Lenders) Credit Report and Scores? (Required.)