Housing Discrimination/Fair Housing Needs
Illegal housing discrimination occurs when one or more of the following occurs based on a person’s race, national origin (e.g., Hispanic), color, age, familial status, religion, sex, or if they have children or a disability.
· Refusing, discouraging, or charging more to rent an apartment or buy a home.
· Discouraging a person from living where he or she wants to live, often by steering him or her to another apartment, complex, or neighborhood.
· Refusing or discouraging the acquisition of a loan to buy, refinance, or access home equity through tactics that include charging more or providing less favorable terms than the market would otherwise dictate.
· Refusing, discouraging, or charging more for home insurance.
· Refusing to make a reasonable accommodation or refusing to allow a modification to make an apartment more accessible for a person with a disability.
· Predatory lending: unfair, misleading, deceptive, or fraudulent loan practices.