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Police Family Finance Index (PFFI) 2025

Thank you for taking part in our Police Family Finance Index (PFFI) Survey. The research aims to identify and measure critical financial challenges facing the Police Family and establish an ongoing measure to enable comparison over time. It is intended to highlight key themes to inform policy development and provide guidance for areas of financial well-being support.

You have the option to remain anonymous when completing this survey. Any respondent quotes used in the survey report will be anonymised.

If you would like to enter the Prize Draw to win one of ten £100 amazon.co.uk gift cards, please enter your email address at the end of the survey.

If you have any questions about this research or you would like to discuss previous findings from this research please contact martin.bellingham@mpfs.org.uk.
1.Do you have any financial concerns at this time?(Required.)
2.On a scale of 0 to 10, how confident do you feel managing your money where 0 is not at all confident and 10 is completely confident?
0
10
3.On a scale of 0 to 10, how satisfied are you with your overall financial circumstances where 0 is not at all satisfied and 10 is completely satisfied?
0
10
4.How well are you keeping up with bills and credit commitments at the moment? Are you… (Please tick one)
5.Imagine you/you and your partner have to pay an unexpected bill within the next seven days from today.

What is the biggest bill you/you and your partner could pay, either from money you already have, or money you could easily borrow in a way that you consider affordable?

If you don’t know the exact amount your best guess is fine.
6.Which of these, best describes how often you usually save money?
7.How often do you use a credit card, overdraft or borrow money to buy food or pay bills because you’ve run short of money ?
8.If you lost your main source of household income, how long could your household continue to cover living expenses without having to borrow any money or ask for help from friends or family?
9.On a scale of 0 to 10, how satisfied are you with your job in the Police, where 0 is not at all satisfied and 10 is completely satisfied?
0
10
10.On a scale of 0 to 10, how satisfied are your family with your job in the Police, where 0 is not at all satisfied and 10 is completely satisfied?
0
10
11.Please rate the level of morale for each of the following
Very low
Low
Neither high nor low
High
Very high
Your own morale
Morale in your force
Morale in the whole police service
12.Thinking about your overall wellbeing, in the last year, how frequently have you …
Always
Often
Sometimes
Rarely
Never
Found your work to be emotionally exhausting?
Felt fatigue or physically exhausted by work?
Felt stressed about your financial situation?
Come to work even though you did not feel well enough to perform your duties?
Found it difficult to empathise with colleagues or family due to the demands of your job?
Found it difficult to empathise with victims of crime due to the demands of your job?
Felt burnt out because of your job?
13.Did you miss any payments on any financial obligations in the last 12 months?(Required.)
14.Have you considered stopping paying your Federation/Union subscriptions due to financial pressures in the past 12 months?(Required.)
15.Have you considered stopping paying into your Police pension due to financial pressures in the past 12 months?(Required.)
16.Overall, how satisfied or dissatisfied are you with each of the following?
Very dissatisfied
Dissatisfied
Neither satisfied nor dissatisfied
Satisfied
Very satisfied
N/A
Your basic pay
Your allowances
Your overall remuneration (pay and allowances)
17.Do you consider yourself to be in significant debt outside of a mortgage?(Required.)
18.Do you consider yourself to be in significant debt when including your mortgage/rent payments?
19.After all of your bills and expenses have been paid, how much do you typically have left at the end of an average month?
20.What do you mainly do with any money you have left in your current account at the end of the month? Please just select one answer.
21.How much on average, do you save every month?
22.In the last 12 months have you not eaten due to lack of money?(Required.)
23.Have you or any other family members that you live with, accessed a food bank in the last 12 months?
24.If you have answered "yes" to any of the above questions, please tell us the reasons for your answer. Please also include details on what single biggest change would improve your personal situation.
25.How has the financial situation of your household changed over the last 12 months?
26.Thinking back over the last 12 months, has anything in the wider world, or outside your household, influenced your decisions on pensions, savings or investments?
Current Progress,
0 of 74 answered