*1.What is a “good” FICO credit score?(Required.)

A. 550

B. 620

C. 720

D. 900

*2.What is the current average APR on a credit card?(Required.)

A. 13%

B. 16%

C. 19%

D. 21%

*3.How long does a missed debt payment affect your credit?(Required.)

A. 3 years

B.  5 years

C.  7 years

D.  10 years

*4.How many payments can you miss before a creditor charges off your account?(Required.)

A. One

B. Three

C. Six

D. Ten

*5.Mark all of the “good debt” in the following list:(Required.)

Mortgages

Auto loans

Credit cards

Student loans

Payday loans

Personal loans

*6.Which of the following is not a U.S. credit bureau?(Required.)

A. LifeLock

B. TransUnion

C. Experian

D. Equifax

*7.How much money do you need for a down payment on a traditional 30-year fixed-rate mortgage?(Required.)

A. 3%

B. 10%

C. 17%

D. 20%

8.Thank you for taking our survey. To be entered into the $250 gift card raffle you must provide your contact information. If you don't want to provide the following, just hit Done to reveal the answers.

Name

Phone number

Email address