Lenders Question Title * 1. What type of financial institution are you? National Bank State Bank National Savings & Loan State Savings & Loan Credit Union Brokerage Firm Insurance Company Other Question Title * 2. Does your institution originate/fund mortgage loans? Yes No Question Title * 3. If Yes, what is the maximum debt-to-income (DTI) ratio you would consider when issuing a mortgage loan? Under 30% Between 30-39% Between 40-49% 50% or higher No DTI limit N/A or Other Question Title * 4. Does your institution make available any government-backed loans? Yes No Question Title * 5. If so, please describe. Question Title * 6. Does your institution make available construction loans? Yes No Question Title * 7. If so, what is the maximum debt-to-income (DTI) ratio you would consider when issuing a construction loan? Under 30% Between 30-39% Between 40-49% 50% or higher No DTI limit N/A or Other Question Title * 8. Does your institution fund any affordable/or public housing projects? Yes No Question Title * 9. If so please describe. Question Title * 10. Might your institution be interested in participating in the proposed Rent Subsidy program (new concept based on rent subsidization that is equitable for tenants and landlords alike)? Yes No Question Title * 11. Might your institution be interested in serving in a thought-leadership role regarding the above mentioned program (specially serving on the Rent Subsidy Fund management team)? Yes No Question Title * 12. Would you agree to have mortgage payments deferred during an emergency (such as Covid-19 pandemic) if the loan were externally guaranteed? Yes No Question Title * 13. Does your institution offer ESG (Environmental, Social, and Governance) initiatives? Yes No Question Title * 14. If Yes, please describe. Question Title * 15. Regarding the proposed Rent Subsidy Act (RSA), specifically, what do you “like” about it—especially the part mentioning the role of lenders like yourself? Question Title * 16. What do you “dislike” about the proposed RSA? Please feel free to include your suggestions for improvement, especially suggestions that would benefit lenders like yourself. Done
