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The Berdiri Sendiri Survey 2023
Section 1: Background Check
1.
Growing up, how did your family fare financially?
Very poor - we couldn’t afford food
Poor - we live paycheck to paycheck
Middle class - we didn’t worry about finances, but we also couldn’t afford luxuries
Rich - we’re comfortable (in our Mercedes)
Super rich - We laugh at the T20
2.
Compared to your parents, how financially well-off are you now?
I’m doing better than my parents
My parents are doing better than me
About the same
I don’t have parents
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3.
What were the most impactful financial lessons you learned from your parents?
Pick your top 3.
(Required.)
Don’t start buying expensive stuff, you won’t be able to stop
Don’t lend/borrow money
You must save money in case of emergencies
You need to invest
You need to buy insurance/takaful
You need to work hard for your money
Live a simple life
Learn to DIY so you don’t have to PAY
Other (please specify):
My parents taught me nothing
4.
Who taught you how to manage your money?
Check all that apply
My parents
School teacher(s)
The Internet
Insurance/takaful advisors
The AKPK
My friend(s)
An employer
A government program
My past mistakes
A financial guru
Other (please specify):
Did you just assume I know how to manage my money?
5.
Are you hoping to get an inheritance someday?
Yeah! Can’t WAIT to get it cause I need the money
I need the money but I can wait (love you amma)
Nah, I’m a strong financially independent woman/man
What inheritance?
If I don’t inherit debt, I lucky already
6.
Which of these best reflect how your parents influenced your financial habits?
My parents instilled good financial habits in me since young
My parents controlled my finances for me, so I never learned how to control myself
My parents spoiled me, so I don’t know the value of money
We didn’t have money when I was young, so now I don’t know how to control my spending
We didn’t have money when I was young, so now I’m saving as much as I can
I learned from their mistakes...
Can't see the impact yet, I just started adulting recently
Nothing really, I figured things out on my own.