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COMPULSORY THIRD PARTY (CTP) INSURANCE FOR VICTORIAN AND TASMANIAN ROAD VEHICLES

The Transport Accident Commission (TAC) in Victoria and the Motor Accidents Insurance Board (MAIB) in Tasmania are government owned insurance companies. They have monopolies on compulsory products. They have investments that add to their cash flow. They do not need to spend our money on corporate image or policy promotion.

This page seeks consumer information on how CTP insurers in Australia can better serve the road motorcycle & scooter community. Most road motorcycle or scooter owners also own cars.

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* 1. Are you

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* 2. WHAT AUSTRALIAN STATE OR TERRITORY DO YOU LIVE IN?

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* 3. HOW OLD ARE YOU?

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* 4. THE CTP PREMIUM SHOULD BE ON THE VEHICLE OWNER'S LICENCE NOT ON EACH VEHICLE THE PERSON OWNS.

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* 5. THE CTP PREMIUMS FOR ROAD MOTORCYCLES & SCOOTERS IN 2022 ARE TOO HIGH.

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* 6. ROAD MOTORCYCLE & SCOOTER PREMIUMS SHOULD BE LESS TO REFLECT THE BENEFITS FROM TWO-WHEELERS. THEY ARE ENVIRONMENTALLY FRIENDLY, DO A LOT LESS ROAD DAMAGE, REDUCE TRAFFIC CONGESTION AND FREE UP CAR PARKING SPACE. THEY INCREASE PRODUCTIVITY SAVING COMMUTERS TIME AND MONEY.

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* 7. TAC AND MAIB SHOULD INTRODUCE NO-CLAIM-BONUSES LIKE COMMERCIAL VEHICLE INSURERS.

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* 8. IN 2018 TAC SPENT AT LEAST $1.6 MILLION ON A TV AD SHOWING A WIRE ROPE BARRIER CRASH. THIS WAS ONE OF MANY ADS. TAC DOES NOT NEED TO PROMOTE ITS' PRODUCT SO THE MONEY WOULD BE BETTER SPENT ON CRASH VICTIMS AND THEIR LOVED ONES.

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* 9. TWENTY YEARS AGO TAC INTRODUCED A "SAFETY LEVY" THAT TARGETED ROAD MOTORCYCLE AND SCOOTER RIDERS ONLY. THE DISCRIMINATORY TAC TAX IS OVER $75 A YEAR IN 2022. THE EXACT AMOUNT IS DIFFICULT TO FIND AND IS NOT LISTED ON THE VICROADS REGISTRATION AND CTP RENEWAL FORM. TAC/VICROADS SHOULD LIST THE EXACT AMOUNT OF THE TAC TAX ON THE ANNUAL RENEWAL FORM.

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* 10. THE FACT THAT THE TAC TAX (SAFETY LEVY) ON ROAD MOTORCYCLES & SCOOTERS CAN ONLY BE CHARGED ON ONE REGISTERED BIKE SHOULD BE CLEARLY PRINTED ON THE TAC/VICROADS RENEWAL FORM.  

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* 11. THE 2012 VICTORIAN PARLIAMENTARY INQUIRY INTO MOTORCYCLE SAFETY (PIMS) RECOMMENDED THAT THE TAC TAX (SAFETY LEVY) BE ABOLISHED. THE VICTORIAN GOVERNMENT SHOULD ABOLISH THE TAC TAX.

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* 12. DO YOU HAVE A COMMENT ON COMPULSORY THIRD PARTY INSURANCE? 

0 of 12 answered
 

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