August Flash Survey: What are the hot topics?

For the purposes of this survey, please answer regarding the course you teach that has the MOST alignment to personal finance topics.
1.How many weeks do you spend teaching personal finance concepts? [Enter a whole number between 0 - 52.]
2.Which personal finance concepts do you include in your course? [Check all that apply.](Required.)
3.Of the personal finance topics you teach, which one do students struggle most to understand?(Required.)
4.What "gap" exists in your personal finance curriculum that you're looking to fill this school year? 
5.If you only had 5 hours to teach your students about personal finance, what would you teach them?