We're currently looking to understand IP underwriting terms and would be grateful if could you help us out by completing our short IP underwriting terms survey. All our questions fit on one page.

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* 1. How many client income protection applications have you sent for underwriting to AIA in the past 8 weeks?

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* 2. How many client income protection applications have you sent for underwriting to Asteron Life in the past 8 weeks?

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* 3. How many client income protection applications have you sent for underwriting to Cigna in the past 8 weeks?

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* 4. How many client income protection applications have you sent for underwriting to Fidelity Life in the past 8 weeks?

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* 5. How many client income protection applications have you sent for underwriting to Partners Life in the past 8 weeks?

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* 6. Do you agree that it was made easy for advisers to get terms for self-employed clients?

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* 7. What types of problems have you had?

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* 8. Have any of the following restrictions been applied (either before underwriting, or as special terms)?

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* 9. How would you rate AIA's IP underwriting?  1 star is poor and 5 stars is excellent.

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* 10. How would you rate Asteron Life's IP underwriting? 1 star is poor and 5 stars is excellent.

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* 11. How would you rate Cigna's IP underwriting? 1 star is poor and 5 stars is excellent.

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* 12. How would you rate Fidelity Life's IP underwriting? 1 star is poor and 5 stars is excellent.

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* 13. How would you rate Partners Life's IP underwriting? 1 star is poor and 5 stars is excellent.

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* 14. Thank you for completing your survey. Is there anything else you would like to add?

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