* 1. Will you open new credit cards during the holidays when you receive offers?

* 2. When shopping for holiday gifts how often do you open a new retail credit card (GAP, Macy’s, etc.)?

* 3. On average, how much do you usually charge on your credit cards during the holidays?

* 4. On average, how long does it take you to pay off what you charge on your credit cards around the holidays?

* 5. On average, what percentage of your credit limits do you usually utilize on your credit cards during the holiday season?

* 6. On average, what percentage of the purchases you make while holiday shopping do you charge to your credit cards?

* 7. What type of presents do you use your credit cards to purchase?

* 8. Describe your spending style this holiday season:

* 9. How do you financially prepare for the holidays?

* 10. What form of payment do you plan on using to shop this year?

* 11. Over the past few years have your family’s traditions been altered to adhere to economic changes?

* 12. According to a previous survey we conducted, credit card debt was the biggest financial worry of 2012 – has it changed at all now that we’re approaching 2013?

* 13. Does credit card fraud or identity theft concern you during the holidays?

* 14. Do you take any of these steps?

* 15. How concerned are you that your holiday spending will affect your credit score?

* 16. What is your age range?

* 17. What is your gender?

* 18. Please select your income range.

* 19. What is your highest level of education completed?

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