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1. Back to School Survey

* 1. Does your child have a credit card?

* 2. If you answered yes to question #1, why?

* 3. If you answered no to question #1, please tell us why.

* 4. Have you had any conversations with your children about the importance of credit and explained exactly how it can affect their adult lives?

* 5. Are you aware that the recently passed Credit CARD Act of 2009 prevents a credit card from being issued to someone under age 21 unless they have a co-signer (who is 21 or over), or can provide proof of a means to repay?

* 6. How involved are you with their spending?

* 7. If your son or daughter has a credit card, who pays their credit card bills?

* 8. If your son or daughter has a credit card, have you ever had to bail them out from a big bill?

* 9. If you had to bail them out from a big bill and were unaware of the charges made, were there consequences from their irresponsible spending?

* 10. Of the following financial pressures and challenges, which one do you see as the most troublesome for college students today?

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