What's your Financial Fitness score? (0 - 2: Get help/up your finance game! 3 - 7: Respectable. What's next? 8 - 12: Nailing it; keep striving! 13 - 15: Financial Superstar!)

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1. Do you carry any credit card debt from month to month?

Yes, but I have LESS than $2,000 in debt

Yes, and I have MORE than $2,000 in debt

Nope, I pay it off each month

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2. How much of your annual salary goes into your EMPLOYER's retirement plan such as a 401k or pension?

None of it. I don't, or can't, participate in an employer retirement plan/pension

Less than 10% of my paycheck

More than 10%, but less than the 401k max ($23,500 in 2025)

I max out my employer retirement / get at least that much put into in a pension

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3. Do you max out any EMPLOYER CONTRIBUTIONS/MATCHING offered on your 401k/pension?

No matching offered / I don't contribute enough to get it all

Yes, I get all the matching/employer contributions!

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4. What do you save from your take-home pay? (AFTER taxes, benefits, 401k/retirement savings, etc are taken out.)

A negative amount: I spend more than I take home

Break even / spend nearly all my take-home pay

At least a few thousand dollars per year (maybe in a Roth IRA or savings account)

More than $10,000 or 20+% of my pay (not counting my employer retirement contributions)

I save 50% or more of my take-home pay if you add back in my 401k. (Ex: With a $100,000 salary, you're saving at least $50,000 combined in a 401k + (Roth) IRA + other savings.)

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5. How much credit card + student loan + auto loan + other debt do you have, excluding any home mortgage debt?

None, I'm debt-free! (Except for my mortgage, if any.)

Less than $10,000

Between $10,000 and an amount equal to my annual salary

More than my annual salary

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6. Check all of the big financial decisions you plan to make in the future (don't check anything you've already done & don't plan to do again.)

Buy a home

Pay for a substantial part of a wedding

Have children

Go back to school

Retire early (before age 60)

Other (please specify)

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7. What's your gender? [Anonymous, optional, but helpful if you can fill it out!]

Female

Male

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8. What's your age range? [Anonymous, optional, but helpful if you can fill it out!]

Under 18

18-24

25-34

35-44

45-54

55-64

65+

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9. What's your annual salary range (including all compensation: bonuses, stock grants/RSUs, etc)? [Anonymous, optional, but helpful if you can fill it out!]

Under $25,000

Between $25,000 and $49,999

Between $50,000 and $99,999

Between $100,000 and $199,999

Between $200,000 and $399,000

Over $400,000

What's your Financial Fitness score? (0 - 2: Get help/up your finance game! 3 - 7: Respectable. What's next? 8 - 12: Nailing it; keep striving! 13 - 15: Financial Superstar!)

Question Title

* 1. Do you carry any credit card debt from month to month?

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* 2. How much of your annual salary goes into your EMPLOYER's retirement plan such as a 401k or pension?

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* 3. Do you max out any EMPLOYER CONTRIBUTIONS/MATCHING offered on your 401k/pension?

Question Title

* 4. What do you save from your take-home pay? (AFTER taxes, benefits, 401k/retirement savings, etc are taken out.)

Question Title

* 5. How much credit card + student loan + auto loan + other debt do you have, excluding any home mortgage debt?

Question Title

* 6. Check all of the big financial decisions you plan to make in the future (don't check anything you've already done & don't plan to do again.)

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* 7. What's your gender? [Anonymous, optional, but helpful if you can fill it out!]

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* 8. What's your age range? [Anonymous, optional, but helpful if you can fill it out!]

Question Title

* 9. What's your annual salary range (including all compensation: bonuses, stock grants/RSUs, etc)? [Anonymous, optional, but helpful if you can fill it out!]

1. Do you carry any credit card debt from month to month?

2. How much of your annual salary goes into your EMPLOYER's retirement plan such as a 401k or pension?

3. Do you max out any EMPLOYER CONTRIBUTIONS/MATCHING offered on your 401k/pension?

4. What do you save from your take-home pay? (AFTER taxes, benefits, 401k/retirement savings, etc are taken out.)

5. How much credit card + student loan + auto loan + other debt do you have, excluding any home mortgage debt?

6. Check all of the big financial decisions you plan to make in the future (don't check anything you've already done & don't plan to do again.)

7. What's your gender? [Anonymous, optional, but helpful if you can fill it out!]

8. What's your age range? [Anonymous, optional, but helpful if you can fill it out!]

9. What's your annual salary range (including all compensation: bonuses, stock grants/RSUs, etc)? [Anonymous, optional, but helpful if you can fill it out!]