What's your Financial Fitness score? (0 - 2: Get help/up your finance game! 3 - 7: Respectable. What's next? 8 - 12: Nailing it; keep striving! 13 - 15: Financial Superstar!)

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* 1. Do you carry any credit card debt from month to month?

Yes, but I have LESS than $2,000 in debt

Yes, and I have MORE than $2,000 in debt

Nope, I pay it off each month

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* 2. How much of your annual salary goes into your EMPLOYER's retirement plan such as a 401k or pension?

None of it. I don't, or can't, participate in an employer retirement plan/pension

Less than 10% of my paycheck

More than 10%, but less than the 401k max of $19,500

I max out my employer retirement ($19,500) / get at least that much put into in a pension

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* 3. Do you max out any EMPLOYER CONTRIBUTIONS/MATCHING offered on your 401k/pension?

No matching offered / I don't contribute enough to get it all

Yes, I get all the matching/employer contributions!

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* 4. What do you save from your take-home pay? (AFTER taxes, benefits, 401k/retirement savings, etc are taken out.)

A negative amount: I spend more than I take home

Break even / spend nearly all my take-home pay

At least a few thousand dollars per year (maybe in a Roth IRA or savings account)

More than $10,000 or 20+% of my pay (not counting my employer retirement contributions)

I save 50% or more of my take-home pay if you add back in my 401k. (Ex: With a $100,000 salary, you're saving at least $50,000 combined in a 401k + (Roth) IRA + other savings.)

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* 5. How much credit card + student loan + auto loan + other debt do you have, excluding any home mortgage debt?

None, I'm debt-free! (Except for my mortgage, if any.)

Less than $10,000

Between $10,000 and an amount equal to my annual salary

More than my annual salary

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* 6. Check all of the big financial decisions you plan to make in the future (don't check anything you've already done & don't plan to do again.)

Buy a home

Pay for a substantial part of a wedding

Have children

Go back to school

Retire early (before age 60)

Other (please specify)

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* 7. What's your gender? [Anonymous, optional, but helpful if you can fill it out!]

Female

Male

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* 8. What's your age range? [Anonymous, optional, but helpful if you can fill it out!]

Under 18

18-24

25-34

35-44

45-54

55-64

65+

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* 9. What's your annual salary range (including all compensation: bonuses, stock grants/RSUs, etc)? [Anonymous, optional, but helpful if you can fill it out!]

Under $25,000

Between $25,000 and $49,999

Between $50,000 and $99,999

Between $100,000 and $199,999

Between $200,000 and $399,000

Over $400,000