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* 1. Reddit username

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* 2. Email (or Discord tag):

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* 3. Country & time zone

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* 4. Reddit account age (auto from profile—mods will verify

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* 5. Total karma (approximate—mods will verify)

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* 6. Prior loans in this sub? Or any others- Link your Rep Thread(s)

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* 7. References (usernames; how they know you):

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* 8. repayment schedule) and Pay out handle(cashapp/Paypal ect)

- typically, on the days you get paid

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* 9. Anything we should know (context

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* 10. I confirm I’m 18+ and agree to the rules & data policy. (checkbox)

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