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2025 Colorado Telematics Survey
The Colorado Division of Insurance is conducting a telematics survey.
This survey is due November 10, 2025.
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1.
NAIC#:
(Required.)
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2.
Company Name
(Required.)
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3.
Respondent Name
(Required.)
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4.
Respondent Phone Number
(Required.)
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5.
Respondent Email
(Required.)
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6.
Do you currently offer an auto insurance telematics program?
(Required.)
Yes
No - skip to question 22
7.
Does your company utilize a voluntary telematic program that policyholders are able to opt in or out of?
Yes
No
8.
What types of telematics data are collected in your program? (Select all that apply)
Driving Speed
Hard Braking / Acceleration
Mileage / Trip Length
Time of day driving occurs
Phone use while driving
Location / GPS data
Other (please specify)
9.
How is the data collected?
Mobile app
Plug-in device (OBD-II)
Built-in vehicle telematics (e.g., OEM partnerships)
Other (please specify)
10.
What is the maximum discount a policyholder can earn through participation? (Please provide a percentage)
11.
Can premiums increase due to driving behavior detected through the telematics program?
No
Yes (by what percent on average)
12.
Is there an initial participation discount (before driving data is collected)?
No
Yes (by what percent on average)
13.
What was the total number of private passenger automobile policies in force as of October 1, 2025?
14.
What was the total number of private passenger automobile telematics policies in force as of October 1, 2025?
15.
What is the total amount of written premium for private passenger automobile policies in force as of October 1, 2025?
16.
What is the total amount of written premium for private passenger automobile telematics policies in force as of October 1, 2025?
17.
Is participation in the telematics program voluntary, mandatory, or required only for certain policy types?
Entirely voluntary
Entirely mandatory
Mandatory for specific products (please specify)
18.
What feedback do policyholders most often express about your telematics program?
Concerns about privacy
Concerns about premium increases
Ease of use / convenience
Positive views on fairness (pay-how-you-drive)
Other (please specify)
19.
Please explain how you handle customer concerns about privacy and data usage? (e.g. Do you have a standard procedure for responding to such concerns or a data privacy policy you share with your customers. )
20.
Has your telematics program had positive measurable impact on: (“measurable” should be 5% or better)
Improved Loss Ratios
Reduced Accident Frequency
Improved Policyholder Retention
Attracting New Customers
Other (please specify)
21.
Do you use telematics data beyond pricing (e.g., claims handling, driver coaching, risk management)?
No
Yes (please indicate in what other area(s) the data is used)
22.
If you do not currently offer a telematics program, do you plan to in the next 2–3 years?
Yes
No
Unsure
23.
What do you see as the biggest challenges or opportunities in the future of auto telematics?
24.
Please use the following to provide context, additional detail, or elaborate on one or more of the above questions.