* 1. Did you know that most Public employees are not required to participate in the Social Security System?

* 2. Were you aware that the way Social Security benefit amounts are figured, lower-paid workers get a higher return than highly paid workers? For example, lower-paid workers could get a Social Security benefit that equals about 55 percent of their pre-retirement earnings. The average replacement rate for highly paid workers is about 25 percent."

* 3. Did you know that Public employee retirement plans such as CalPers and the California State Teachers Retirement Fund do not provide for such a subsidy for low income employees?

* 4. Should all employees, public and private, be required to participate in the Social Security retirement system?