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Insurance in the Circus & Physical Theatre sector
Over the past two years our Circus and Physical Theatre members have increasingly been reaching out for support with specific challenges they are facing regarding insurance. These include increasing premium costs, difficulty securing insurance for some activities and in general a shrinking pool of brokers who want to engage with and understand the sector's needs.
We have been in conversation with several brokers to advocate for coverage that meets all the current needs of the sector at an affordable price. This short survey will help us understand exactly what your needs are right now.
1.
Your full name
2.
Company name
(if you are answering about an organisation)
3.
Email address or phone number
(if we need to follow up with you about this)
4.
What issues do you currently have, or foresee having, regarding insurance in the CaPT sector?
Premiums unaffordable
Lapsed policy unable to be renewed
Current insurer withdrawing coverage or no longer covering some/all activities
Brokers difficult to get hold of, or not replying to enquiries
Level of coverage ($) too low
Cannot find coverage for activities
None of the above
Other issues (or provide more info on the above)
5.
What insurance coverage do you currently have for your circus & physical theatre practice/organisation. and how much are you covered for?
Public liability / Public & products liability
Professional indemnity
Personal injury/accident
Personal injury/accident (Volunteer)
Property & assets (eg. performing equipment)
Child abuse (‘wrongful allegation of child molestation’) insurance
Association liability (Directors)
Event (eg. event cancellation)
Business (eg. business interruption)
Other (please specify)
Not currently insured
6.
Are any of the below covered by your liability insurance?
Performing group
Rigging up to 11m
Rigging above 11m
Teaching (ground-based skills)
Teaching (aerials, parkour, trampoline and other perceived ‘high risk’ activities)
High risk activities (such as complex aerials, fire, sideshow acts etc.)
Other (please specify)
7.
Can you give a brief explanation of the activities that your insurance covers you for, including a rough idea of the scale of your work?
eg.
- I teach approx 50 times a year and work as a rigger 5-10 times a year
- I operate a circus space with hundreds of participants, we do occasional events/performances
- We create work, tour and occasionally run workshops
8.
Are there any activities you do that
are not
covered by insurance, or you
aren’t sure
if they’re covered?
9.
Who are you currently insured through?
10.
How long have you held this coverage?
11.
What are your current premiums?
12.
Have your premiums increased in the past 3 years and if so, by how much?
13.
How confident/satisfied are you with your current level of cover, including activities covered, coverage amount, and premiums?
14.
Do you have any info you would be happy to share re: successful/unsuccessful claims with this or another insurance company?
15.
Are you subject to any legal, contractual or funding requirements to have certain kind/s of insurance coverage in place?
16.
Is there anything else you’d like to tell us?
17.
We are also looking into the CaPT sectors’ experience of navigating Workers Compensation insurance.
I have a good understanding of workers compensation.
I would appreciate a better understanding of my rights/responsibilities/how to navigate the claims systems.
Thank you for taking the time to share this information. It will help us advocate for safer and more affordable insurance for the Circus and Physical Theatre sector.
