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* 1. IMRF credits VAC accounts interest as the end of the year based on the Jan 1st opening balance, which compounds from year to year. What is the current annual rate of interest earned by VAC accounts?

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* 2. Which of the following are true?

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* 3. How do you sign up for the VAC program?

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* 4. How much of your IMRF reportable earnings can you put into your VAC?
(Note: Tier 2 VAC contributions are limited to the wage cap.)

A maximum of:

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* 5. IMRF’s VAC program is low risk and earns a higher rate of interest than most other retirement savings options.

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