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IAPF DC Survey 2026
Section A: Background Information
Q1 What type of DC plan do you provide? (select all that apply)
Single employer trust with professional trustees only
Single employer trust with mix of member trustees and professional trustees
Single employer trust with no professional trustees
Single employer trust, planning to transition to Master Trust within next 2 years
Master Trust
Auto-Enrolment
Q2 Number of active members
Q3 Total number of members
Q4 Size of assets
Q5 Sector
Financial
Technology
Pharma
Hospitality
Retail/Consumer goods
Logistics
Public services
Administration
Other (please specify)
Section B: Eligibility
Q6 Conditions for joining
Mandatory
Voluntary
Auto enrolment with option to opt out
Q7 Did you change eligibility conditions as part of preparation for MyFutureFund/Auto-Enrolment?
Yes
No
Q8 Have you or do you intend to change to mandatory membership for new hires?
Yes
No
Q9 What % of employees are members of the pension plans?
Q10 What % of employees are included in MyFutureFund/Auto-Enrolment?
Section C: Contributions
Q11 What is the structure of the employer contribution rate?
Fixed %
Tiered depending on employee contributions
Tiered depending on age
Tiered depending on service
Tiered depending on role/grade
Other (please specify)
Q12a What is the average employer contribution rate?
Q12b What is the minimum employer contribution rate?
Q12c What is the maximum employer contribution rate?
Q13a Did you make changes to the employer contribution rate in preparation for auto enrolment?
Yes
No
Q13b Will you or have you made changes to contribution rates because of the December 2025 minimum contribution regulations (i.e. 3.5% of gross pay)?
Yes
No
Q14a What is the average employee contribution rate?
Q14b What is the minimum required employee contribution rate?
Q15 What % of members pay AVCs?
Section D: Investment
Q16 How many funds may members choose from?
Q17 Are those funds passive or actively managed?
All Passive options
All Active options
A mixture of Passive and Active offerings
Q18 What % of members are invested in the default?
Q19 What does the end point of the default fund target?
Cash and annuity
Cash only
ARF only
Cash and ARF
Q20 Are ESG factors incorporated in your investment funds?
Fully
Partially
No
Unsure
Q21 What is the frequency of members choosing to switch funds?
Frequently
Frequently within a small cohort of members
Rarely
Never
Section E: Value for Money and Services
Q22 Rate of annual management charge that members pay on default
Q23 Any additional policy fee to members or charge on contributions?
Q24 What supports in preparing for retirement are included in member services?
One to one financial advice
One to one financial guidance
Webinars and on-line education
In person group seminars
Q25 Does the employer pay for any pension scheme services, additional to the fees paid by members?
Yes
No
Section F: Governance (only for schemes that are not in Master Trust)
Q26 Does your risk manager attend all trustee meetings?
Yes
No
Q27 How many internal audits did you complete in the last 12 months?
Q28 How helpful did you find the Own Risk Assessment in supporting the work of trustees?
Very helpful
Moderately helpful
Not at all helpful
Q29a Have you been through SRP?
Yes
No
Currently in process
Q29b If you have been through SRP, how helpful did you find the recommendations in supporting the work of trustees?
Very helpful
Moderately helpful
Not at all helpful
Q30 Do you use committees?
Yes
No
Q31 If so, which ones? Select all that apply
Investment
Risk and/or Audit
Member engagement
Governance/Compliance
Other (please specify)
Q32 Have you carried out a stress test on the impact of a cyber event?
Yes
No
Other
Are you planning on making any changes to your pension scheme?
Your details
Name
Company
Email Address
Current Progress,
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