IAPF DC Survey 2026

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* Q1 What type of DC plan do you provide? (select all that apply)

Single employer trust with professional trustees only

Single employer trust with mix of member trustees and professional trustees

Single employer trust with no professional trustees

Single employer trust, planning to transition to Master Trust within next 2 years

Master Trust

Auto-Enrolment

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* Q2 Number of active members

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* Q3 Total number of members

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* Q4 Size of assets

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* Q5 Sector

Financial

Technology

Pharma

Hospitality

Retail/Consumer goods

Logistics

Public services

Administration

Other (please specify)

Section B: Eligibility

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* Q6 Conditions for joining

Mandatory

Voluntary

Auto enrolment with option to opt out

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* Q7 Did you change eligibility conditions as part of preparation for MyFutureFund/Auto-Enrolment?

Yes

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* Q8 Have you or do you intend to change to mandatory membership for new hires?

Yes

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* Q9 What % of employees are members of the pension plans?

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* Q10 What % of employees are included in MyFutureFund/Auto-Enrolment?

Section C: Contributions

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* Q11 What is the structure of the employer contribution rate?

Fixed %

Tiered depending on employee contributions

Tiered depending on age

Tiered depending on service

Tiered depending on role/grade

Other (please specify)

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* Q12a What is the average employer contribution rate?

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* Q12b What is the minimum employer contribution rate?

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* Q12c What is the maximum employer contribution rate?

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* Q13a Did you make changes to the employer contribution rate in preparation for auto enrolment?

Yes

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* Q13b Will you or have you made changes to contribution rates because of the December 2025 minimum contribution regulations (i.e. 3.5% of gross pay)?

Yes

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* Q14a What is the average employee contribution rate?

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* Q14b What is the minimum required employee contribution rate?

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* Q15 What % of members pay AVCs?

Section D: Investment

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* Q16 How many funds may members choose from?

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* Q17 Are those funds passive or actively managed?

All Passive options

All Active options

A mixture of Passive and Active offerings

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* Q18 What % of members are invested in the default?

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* Q19 What does the end point of the default fund target?

Cash and annuity

Cash only

ARF only

Cash and ARF

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* Q20 Are ESG factors incorporated in your investment funds?

Fully

Partially

Unsure

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* Q21 What is the frequency of members choosing to switch funds?

Frequently

Frequently within a small cohort of members

Rarely

Never

Section E: Value for Money and Services

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* Q22 Rate of annual management charge that members pay on default

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* Q23 Any additional policy fee to members or charge on contributions?

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* Q24 What supports in preparing for retirement are included in member services?

One to one financial advice

One to one financial guidance

Webinars and on-line education

In person group seminars

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* Q25 Does the employer pay for any pension scheme services, additional to the fees paid by members?

Yes

Section F: Governance (only for schemes that are not in Master Trust)

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* Q26 Does your risk manager attend all trustee meetings?

Yes

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* Q27 How many internal audits did you complete in the last 12 months?

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* Q28 How helpful did you find the Own Risk Assessment in supporting the work of trustees?

Very helpful

Moderately helpful

Not at all helpful

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* Q29a Have you been through SRP?

Yes

Currently in process

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* Q29b If you have been through SRP, how helpful did you find the recommendations in supporting the work of trustees?

Very helpful

Moderately helpful

Not at all helpful

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* Q30 Do you use committees?

Yes

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* Q31 If so, which ones? Select all that apply

Investment

Risk and/or Audit

Member engagement

Governance/Compliance

Other (please specify)

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* Q32 Have you carried out a stress test on the impact of a cyber event?

Yes

IAPF DC Survey 2026

Question Title

* Q1 What type of DC plan do you provide? (select all that apply)

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* Q2 Number of active members

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* Q3 Total number of members

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* Q4 Size of assets

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* Q5 Sector

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* Q6 Conditions for joining

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* Q7 Did you change eligibility conditions as part of preparation for MyFutureFund/Auto-Enrolment?

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* Q8 Have you or do you intend to change to mandatory membership for new hires?

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* Q9 What % of employees are members of the pension plans?

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* Q10 What % of employees are included in MyFutureFund/Auto-Enrolment?

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* Q11 What is the structure of the employer contribution rate?

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* Q12a What is the average employer contribution rate?

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* Q12b What is the minimum employer contribution rate?

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* Q12c What is the maximum employer contribution rate?

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* Q13a Did you make changes to the employer contribution rate in preparation for auto enrolment?

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* Q13b Will you or have you made changes to contribution rates because of the December 2025 minimum contribution regulations (i.e. 3.5% of gross pay)?

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* Q14a What is the average employee contribution rate?

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* Q14b What is the minimum required employee contribution rate?

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* Q15 What % of members pay AVCs?

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* Q16 How many funds may members choose from?

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* Q17 Are those funds passive or actively managed?

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* Q18 What % of members are invested in the default?

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* Q19 What does the end point of the default fund target?

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* Q20 Are ESG factors incorporated in your investment funds?

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* Q21 What is the frequency of members choosing to switch funds?

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* Q22 Rate of annual management charge that members pay on default

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* Q23 Any additional policy fee to members or charge on contributions?

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* Q24 What supports in preparing for retirement are included in member services?

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* Q25 Does the employer pay for any pension scheme services, additional to the fees paid by members?

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* Q26 Does your risk manager attend all trustee meetings?

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* Q27 How many internal audits did you complete in the last 12 months?

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* Q28 How helpful did you find the Own Risk Assessment in supporting the work of trustees?

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* Q29a Have you been through SRP?

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* Q29b If you have been through SRP, how helpful did you find the recommendations in supporting the work of trustees?

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* Q30 Do you use committees?

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* Q31 If so, which ones? Select all that apply

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* Q32 Have you carried out a stress test on the impact of a cyber event?

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* Are you planning on making any changes to your pension scheme?

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* Your details