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Enrollment Application & Budget Form: Foreclosure Prevention

1.Instructions

PLEASE READ CAREFULLY BEFORE STARTING SURVEY.


Thank you for providing Prosperity Unlimited the opportunity to partner with you in reaching your goal for foreclosure prevention, home retention, and/or increasing your long-term financial sustainability.

Step One: Complete this Enrollment Application Package.
  • Questions 1-63 - Application
    • (If you do not have a Co-Applicant, select No or N/A in the appropriate spots)
  • Questions 64-122 - Budget Form (only fill out what applies)


Step Two: Provide the Required Documents. They are needed to complete your assessment.

Visit www.prosperitycdc.org/2024/mdi.php for the document list.

Please read carefully the instructions on the delivery of the required documents to Prosperity.

Documents can be delivered via:
  • Fax: 704-938-7431
  • Email: helpdesk@prosperitycdc.org (must be in “PDF” format) Do not send pictures, zipped files or use Google Docs or Dropbox
  • Mailing Address: Prosperity Unlimited, Inc.; P. O. Box 1095; Concord, NC 28026
  • Hand delivered by appointment only – Please call 704-933-7405
1660 Garnet Street, Kannapolis, NC 28083
Do not mail your information to the physical address – UPS or FedEX only.

Step Three: Once you have provided the required documents, the Counselor will assess your case and may pull a tri-merge “soft hit” credit report if necessary for the evaluation. Through this your file will be assessed for the following:


Foreclosure Prevention (if available):
Stage of delinquency;
Housing affordability;
Types of loan retention options (if applicable);

Other Services:
Credit Enhancement Education;
Money Management and Budgeting


Step Four: Attend the appointment that will be scheduled for you to meet with a Counselor via Zoom or Phone Session for a detailed counseling session and a review of your assessment.

NOTE: A session will not be scheduled until you provide all the required documentation.


Should you have any questions, about the process you may email sconley@prosperitycdc.org or helpdesk@prosperitycdc.org.

1.Applicant (Borrower)(Required.)
2.Co-Applicant (co-borrower), Partner or other adult whom will be living in the house
3.Will the person in Question 2 be included on the determination?(Required.)
4.Do you have a pending Foreclosure Hearing date?(Required.)
5.Do you have a pending Foreclosure Sale date?(Required.)
6.What NC county do you live in?(Required.)
7.Country of Birth(Required.)
8.Rural Area Status(Required.)
9.Residency Status(Required.)
10.What is your monthly house payment?(Required.)
11.Are you current on your monthly house payment?(Required.)
12.How long have you lived at current address?(Required.)
13.Race - Borrower/Applicant:(Required.)
14.Race - Co-Applicant/Co-Borrower/Partner:
15.Ethnicity - Borrower/Applicant:(Required.)
Hispanic/Latino
Not Hispanic/Latino
Choose not to response
N/A
Applicant/Borrower
Co-applicant/Borrower
16.Date of Birth - Borrower/Applicant:(Required.)
Enter below:
17.Date of Birth - Co-Borrower/Co - Applicant:
Enter below:
18.What is your gender?(Required.)
Female
Male
N/A
Borrower/Applicant
Co-borrower/Co-Applicant
19.Marital Status:(Required.)
Married
Separated
Divorced
Never been married
Domestic Partners
Not Applicable
Applicant
Co-applicant
20.Citizenship:(Required.)
Non-Resident Alien - Please provide documentation
US Citizen - Please provide Social Security Card & Driver's License
Permanent Resident - Please provide documentation
DACA - - Please provide Social Security Card & Driver's License
Applicant
Co-Applicant
21.List Dependent(s)  - Birth dates (MM/DD/YYYY) and Age
Example:  Jane Doe - 01/01/2015 - 5 add N/A if not applicable
(Required.)
22.Preferred Language:(Required.)
Applicant/Borrower
Co-applicant/Co-Borrower
English
Spanish
Other
23.What is the highest level of education you have completed?
Choose Highest Level of Education
Applicant/Borrower
Co-applicant/Co-Borrower
24.Disabled:(Required.)
Yes
No
N/A
Borrower/Applicant
Co-Borrower/Co-Applicant
25.Veteran/Military:(Required.)
Yes
No
N/A
Borrower/Applicant
Co-Borrower/Co-Applicant
26.Are you currently in a IRS or State tax repayment plan?(Required.)
Yes
No
N/A
Borrower/Applicant
Co-Borrower/Co-Applicant
27.Income Sources? (Select All That Apply)(Required.)
Employment
Retirement (Non Social Security)
Social Security/Disability
Child Support
Alimony
Other
N/A
Applicant
Co-applicant
28.Do you pay child support?(Required.)
Yes
No
N/A
Borrower/Applicant
Co-Borrower/Co-Applicant
29.Do you make Alimony Payments?(Required.)
Yes
No
N/A
Applicant/Borrower
Co-applicant/Co-borrower
30.What is Borrower/Applicant employment history?(Required.)
31.What is Borrower/Applicant employment history if less than two years in Question 32 or second job?
32.How often are you paid?(Required.)
33.Does Borrower/Applicant work for a school system?
34.If the answer to Question 35 is yes, Is Borrower/Applicant a 10 or 12 month employee?
35.What is Co-Borrower/Co-Applicant employment history?
36.What is Co-Borrower/Co-Applicant employment history if Question 37 is less than two years or second job?
37.How often is Co-Borrower/ Co- Applicant paid?
38.Does Co-Borrower/Co-Applicant work for a school system?
39.Is the answer to question 40 is yes, is co-borrower/co-applicant a 10 or 12 month employee?
40.PLEASE READ CAREFULLY - APPLICANT CERTIFICATION:  All of the information that I/We provided in this application for assistance is correct, complete and factual.  No information has been withheld.  We understand the necessity for accurate and complete information and we will provide any needed information to complete this application.  We understand that deliberately providing inaccurate information or an unwillingness to timely provide the counselor with the necessary information or documents to assist us will result in a closing of our file.(Required.)
Yes
No
No.  I realize that some services may not be available.
Applicant/Borrower
Co-applicant/Co-borrower
Current Progress,
0 of 122 answered