1. No Clear Financial Aspirations

When families don't have clear goals or aspirations for their financial future, managing and maximising their money becomes something they will get to later. But as we all know, later means never.

This first mistake of not having clear Financial Aspirations holds many families back because without a clear sense of direction for their future, many families end up wasting their money rather than using it to get ahead and live the life they want.

Answer the questions below to see how your family fairs when it comes to Financial Aspirations?

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* 1. Do you have clear personal and financial goals for yourself and your family over the next 1 year, 5 years and 10 years that align with your values?

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* 2. If you do have clear goals, are you aware of the Roadblocks that can slow you down or hold you back from achieving your goals?

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* 3. Do you have a clear picture of your current financial situation and understand the areas that need to be improved to maximise your money and progress towards your goals?