Bank CEO Economic Conditions Survey — End of Year 2025

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* 1. How would you rate the current health of the Wisconsin economy?

Excellent

Good

Fair

Poor

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* 2. What is causing Wisconsin's economy to be at that level of health?

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* 3. Over the next six months, do you expect the Wisconsin economy to. . .

Grow

Weaken

Stay About the Same

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* 4. Why do you expect Wisconsin's economy to go in that direction?

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* 5. Over the next six months, do you expect interest rates to. . .

Rise

Fall

Stay About the Same

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* 6. Rate the current demand in the following categories

	Excellent	Good	Fair	Poor
Business Loans	Business Loans Excellent	Business Loans Good	Business Loans Fair	Business Loans Poor
Commercial Real Estate Loans	Commercial Real Estate Loans Excellent	Commercial Real Estate Loans Good	Commercial Real Estate Loans Fair	Commercial Real Estate Loans Poor
Residential Real Estate Loans	Residential Real Estate Loans Excellent	Residential Real Estate Loans Good	Residential Real Estate Loans Fair	Residential Real Estate Loans Poor
Agricultural Loans	Agricultural Loans Excellent	Agricultural Loans Good	Agricultural Loans Fair	Agricultural Loans Poor
Deposits	Deposits Excellent	Deposits Good	Deposits Fair	Deposits Poor

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* 7. In the next six months, do you anticipate the demand for the following categories will. . .

	Grow	Weaken	Stay About the Same
Business Loans	Business Loans Grow	Business Loans Weaken	Business Loans Stay About the Same
Commercial Real Estate Loans	Commercial Real Estate Loans Grow	Commercial Real Estate Loans Weaken	Commercial Real Estate Loans Stay About the Same
Residential Real Estate Loans	Residential Real Estate Loans Grow	Residential Real Estate Loans Weaken	Residential Real Estate Loans Stay About the Same
Agricultural Loans	Agricultural Loans Grow	Agricultural Loans Weaken	Agricultural Loans Stay About the Same
Deposits	Deposits Grow	Deposits Weaken	Deposits Stay About the Same

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* 8. In the next six months, are the businesses in your local area likely to. . .

Hire Employees

Lay Off Employees

Maintain Current Staffing Levels

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* 9. In the next six months, is your bank likely to...

Hire Employees

Lay Off Employees

Maintain Current Staffing Levels

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* 10. What are the bright spots in your local economy?

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* 11. What are your top concerns for your bank in 2026?

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* 12. What are your business customers' top concerns for 2026?

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* 13. What are your personal (non-business) customers' top concerns for 2026?

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* 14. Name

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* 15. Bank Name

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* 16. Email Address