The certainty deficit: navigating unchartered waters

A study of how Asian Investors are traversing these uncertain times.
 
 
Listening and providing solutions to client needs has been our sole purpose since our foundation in 1796 and we believe this has never been as important as today as we face continued uncertainty in light of the global pandemic crisis. 

Our aim through this study is to listen to your views and understand where your perspectives lie. We look forward to receiving your insights and unveiling the results after.
Disclaimer
I agree that my personal data may be collected, used and disclosed by Lombard Odier (Singapore) Ltd. (“Lombard Odier”), its Affiliates, service providers and agents for the purpose of:
(a)          marketing or promoting the products and services of Lombard Odier and its Affiliates;
(b)          research of financial services or related products; and
(c)           responding to any of my requests, queries or feedback.
I acknowledge that in the course of the collection, use and disclosure described above, relevant personal data may be transferred outside of Singapore. In addition, I agree that Lombard Odier may collect from its Affiliates, a third party organisation (including background screening agencies, service providers and credit reference agencies) or publicly available sources, additional personal data, for the purposes described above.
I warrant that where I have disclosed personal data of individuals (e.g. family members, relatives, friends or referees) to Lombard Odier, its Affiliates, service providers or agents in connection with this application, I have obtained the prior consent of such individuals for the collection, use and disclosure described above, in accordance with any applicable laws, regulations or guidelines.
"Affiliate" means any entity that controls or is controlled by Lombard Odier or that is under common control with Lombard Odier, including (without limitation) any branch of Lombard Odier, any related corporation of Lombard Odier and any entity that is controlled (directly or indirectly) by Lombard Odier.
Completion of this survey constitutes acceptance of these terms.
INTRODUCTION

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* 1. The Covid-19 crisis is having a significant impact on our economies, societies and the ways we interact. In this regard, do you believe the below points will become the new norm once the crisis has ended?

  Yes No Don't know
a. "More digital", "less physical" human interactions
b. Lasting low interest rate environment
c. Higher inflation environment
d. "More local", "less global" world
e. Retail sector moving irrevocably towards ecommerce
f. Accelerated (climate change / net-zero targets) response
FAMILY SERVICES

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* 2. question2

  Yes No Don't know
Has the crisis led you to rethink some family-related matters, such as governance, succession planning with the NextGen etc.?
If “Yes”, have you already acted to implement a solution?

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* 3. question3

  Yes No Don't know
Has the crisis led you and/or your close family to relocate in a different country?
If “No”, are you currently rethinking the geographical set-up of the family?
INVESTMENTS

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* 4. The impact of Covid-19 has impacted the investment landscape, such as increasing volatility and reshaping diversification between asset classes.

Which of the below statements best reflect your current mindset towards markets? 

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* 5. Are you currently considering rethinking and changing some of your portfolio’s characteristics?

  Lower No change Higher N/A
Expected returns
Risks (including market risk and credit risk)
Liquidity
Time horizon

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* 6. Going forward, which portfolio mandates are you most likely to choose with your bank?

TECHNOLOGY

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* 7. The crisis has accelerated IT transformation and digitalisation of our economy.
In your opinion, which of the below IT-related banking services will be critical for you going forward?

  Not Important
1 		2 3 4 5 Very important
6 		N/A
Degree of digitalization of the bank
Reporting solutions
Account access app’s scope of services
Ability to trade digital assets
Smart communication solutions (ex: Webinar)
SUSTAINABILITY

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* 8. Sustainability is a topical subject today. Governments, regulators, consumers and investors - all have a role to play.

  Yes No Don't know
Do you believe that the sustainability trend is here to stay?
Do you take sustainability / ESG into account when making investment decisions?
Do you obtain ESG scores in your investment portfolio reporting?
Do you believe that taking into consideration sustainability factors can contribute in delivering superior returns?
Have you actively increased the proportion of sustainability factors into your portfolio since the COVID-19 crisis started?
If not, do you intend to in the foreseeable future?

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* 9. To what extent do you agree with the following statements?

  Don't agree at all
1 		2 3 4 5 Totally agree
6 		N/A
My bank should help me structure my investment portfolio in a sustainable manner
My bank should give me ESG scores for all the positions of my portfolio
My bank should provide me with regular investment research on sustainable investment ideas
The transition to a global economy with net-zero greenhouse gas emissions is a big challenge ahead of us.

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* 10. As an investor, to what extent is understanding the current carbon footprint of your portfolio  of interest to you?

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* 11. As an investor, to what extent is improving the current carbon footprint of your portfolio of interest to you?

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* 12. Going forward, how important will the below risks be when monitoring your portfolio?

  Not Important
1 		2 3 4 5 Very Important
6 		N/A
Inflation risk
Carbon risk
Interest rate risk
Equity risk
Other risks (including credit risk)
BANKING SECTOR AND YOUR BANK

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* 13. Which of the below factors are essential for you when working with a private bank today? (Please select your top 3 criteria)

PERSONAL DETAILS

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* 14. Your gender

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* 15. Your age

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* 16. Your employment status

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* 17. Your current residence/domicile

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* 18. Your net worth segment (in terms of bankable assets)

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* 19. What role do you have in the context of a banking relationship? [You may select more than one option]

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* 20. (Optional) Please leave your email below if you would like to be contacted to learn more about our study or Lombard Odier:

 

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