Question Title

* 1. San Francisco State University
Implied Consent to Participate in a Research Study
Study 2: The Development of Psychological Needs

A. Purpose and Background
The purpose of this research study is to better understand the important factors that lead to the development of psychological needs. The researcher, Jia Wei Zhang, is an undergraduate student at San Francisco State University. You have been invited to participate in this study because you are an adult 18 years old or older.

B. Procedures

If you agree to participate in this research study, the following will occur:
Participation in this study will involve filling out a set of questionnaire that will ask you to make ratings about your financial environment, psychological needs, purchasing styles and well-being. After filling out the survey you will be asked to fill out a demographic questionnaire. The researcher anticipates that your involvement will take 60 minutes. You will be debriefed at the end of this study.

C. Risks
There will be no names involved. There is a possibility of loss of privacy; however the probability will be kept to as low as possible. All participant responses will be kept private and secured in a password protected computer file and undisclosed to persons outside of the research other than the researchers that are part of this study. Research designs often require that the full intent of the study not be explained prior to participation. When the study is completed, you will receive a full debriefing on the purpose and the procedures of the research
There is a chance that you may feel unease when answering some of the questions. However, you have the rights to end the study at anytime, or you can leave any questions unanswered if you feel uncomfortable answering them. You can also skip questions or stop participation at any time without penalty. In addition, if you experience any distress after the study is completed, the San Francisco State University Counseling and Psychological Services Center can be reached at (415) 338-2208; the center is open Monday through Thursday, 8AM to 12PM and 1PM to 7PM, and Friday 8AM to 12PM and 1PM to 5PM. Students are offered free psychological counseling in Room 208 of the Student Services Building.

D. Confidentiality

All of your responses will be anonymous. All the data collected will be for research purpose only. Data will not be accessed by anyone else other than the researchers themselves. Data will be destroyed at the end of the study.

E. Direct Benefits
There will be no direct benefits to you for participating in this research study.

F. Costs

There will be no cost to you for participating in this research.

G. Compensation

Academic Credit: For San Francisco State University Students you may or may not receive academic credit for participating in this experiment depending on your professor’s policy. Academic credit will be issued to each participant when they print the last page of the experiment that states the completion of the experiment to their professor(s).

H. Alternatives

The alternative is not to participate in the research or alternatives methods of obtaining extra credit will be offered by professors.

I. Questions
You have spoken with Jia Wei Zhang about this study and have had your questions answered. Thank you for helping with this study. Your participation is greatly appreciated. Please do not discuss or describe this experiment to anyone until the semester is over. If you have any further questions about this study, you can contact Jia Wei Zhang at or Dr. Ryan Howell at This study has been approved by the Office for the Protection of Human Subjects.
Questions about your rights as a study participant, or comments or complaints about the study, may also be addressed to the Office for the Protection of Human Subjects at 415: 338-1093 or

J. Consent

3% of survey complete.