Bitcoin Mortgage Survey

Help Create the Product You Want

Thank you for taking the time to complete this survey. Your answers are a crucial form of primary market research that will help determine how to structure the bitcoin mortgage and provide the best options and terms for potential customers.

If you have questions or comments, feel free to send me a DM on Twitter.

This product would initially be available in the United States only.

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* 1. Which US state do you live in?

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* 2. Would you use your bitcoin as collateral to purchase a home now or in the next five years?

Yes

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* 3. Which type of mortgage would you prefer?

Pay interest-only with a full principal payment at the end of the term (aka interest-only w/a balloon payment)

Pay interest & principal at the same time over the entire term (aka amortized)

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* 4. Assuming a $1M mortgage, would you rather have a…

Mortgage for the entire home purchase amount collateralized by bitcoin (ie $1M BTC : $1M home)

Mortgage where only the equity/down payment is collateralized by bitcoin (ie $600K BTC : $200K down payment)

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* 5. Would you rather finance your bitcoin with...

A higher initial collateral requirement, margin calls, and a higher interest rate but are not required sell any of your bitcoin to pay for fees upon early payoff or maturity

A lower initial collateral requirement, no margin calls, and a lower interest rate but are required to sell a percentage of your bitcoin to pay for fees upon early payoff or maturity

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* 6. Would you sell a percentage of your bitcoin as a cost (fee) of the mortgage if the terms included...(reminder: this happens 10, 15, 30 years from now)

Lower limits for price increases and a higher minimum amount not restricted to the mortgage's principal amount (ie 5% max of upside or 1.5% minimum, respectively, of bitcoin "going to the moon" in USD)

Higher limits for price increases and a minimum fixed amount restricted to the mortgage's principal amount (ie 7% max of upside or $50K minimum, respectively, of a $1M mortgage)

None of the above

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* 7. Would you consider allowing rehypothecation of your bitcoin to lower your interest rate?

Yes

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* 8. Which is your preferred custody method when using bitcoin as collateral?

Multisig Wallet

Custodial (aka institutional-grade third party)

Either

Other (please specify)

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* 9. How much would you spend on a home if the purchase is financed with a Bitcoin Mortgage?

≤$500K

$500k - $1M

$1M - $2.5M

$2.5M - $5M

≥ $5M

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* 10. Given all your answers to the previous questions, would you use your bitcoin as collateral to purchase a residential investment property (1-4 units) now or in the next five years?

Yes

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* 11. After completing the survey, enter your email for a chance to win 50,000 sats!

Email Address