* 1. How often do you use a smartphone (I-Phone or Droide) for business and/or personal use?

* 2. How frequently would you use a Smartphone to manage your bank accounts?

* 3. What features are most important to you when considering a Mobile Banking application for Smartphones?

* 4. If our Mobile Banking Application were available today from Horizon Bank, how likely would you be to download and use the banking application?

* 5. Which services provide enough value to you that a minimal fee would be well worth the convenience?

* 6. If Horizon Bank offered a Mobile Banking application, how likely would you be to open additional accounts at Horizon Bank?

* 7. If you currently use Mobile Banking elsewhere or have used the service in the past, what do you or did you like most about Mobile Banking from other financial institutions?

* 8. What changes would most improve Mobile Banking Applications currently available from other financial institutions?

* 9. Optional. Please indicate your age category.

* 10. Optional. Please indicate your gender.

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