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Definitions:
Bifurcated Appraisal: A bifurcated appraisal is a valuation that is “broken up into two parts” – data collection and analysis. The analysis is completed by a Licensed/Certified appraiser who did not physically inspect the subject property, but instead relies on a third-party inspection by a “Property Data Collector” (Fannie Mae calls it a Property Data Collection).

Property Data Collection (PDC): A property inspection where specific data is collected about the subject property first. Fannie Mae may decide to proceed with a loan based solely on a PDC, or may require a desktop appraisal (1004P) in conjunction with the PDC before approving the loan.

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* 1. Have you done a bifurcated appraisal assignment as the Appraiser Analyst?

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* 2. Have you done a bifurcated appraisal assignment as the Property Data Collector?

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* 3. Will you consider future assignments as the Appraiser/Valuation Analyst only?

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* 4. Will you consider future assignments as the Property Data Collector only?

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* 5. If the Property Data Collector/Inspector is always a licensed Appraiser or Appraiser Trainee, would you be more likely to consider future assignments as an Appraiser/Valuation Analyst only?

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* 6. Please select the reasons for not accepting assignments as the Appraiser/Valuation Analyst only:

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* 7. Please select reasons you will not consider assignments as the Property Data Collector only:

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* 8. Which do you agree are possible benefits of Bifurcated Appraisals.

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* 9. Do you believe that appraiser-analysts who do not visit neighborhoods/properties are in danger of losing their ability to produce credible reports over time due to a loss of familiarity with markets, neighborhood influences and/or other factors?

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* 10. Do you believe that the bifurcation process will speed appraisal turn times?

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* 11. Please include any additional thoughts or commentary you’d like to share:

0 of 11 answered
 

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