Insurance Survey

HSA Insurance Survey of Members – December 2020
 
The HSA has had many calls from concerned members regarding the difficulty in obtaining renewals for their building and contents insurance.

The insurance market for Australian Ski Lodges is in a hard market cycle. Two prominent insurers have recently exited the sector, leaving many Ski Lodges uninsured.

Additional supply of insurer capacity from new underwriters has been slow due to a hardening insurance market globally, the increasing threat of catastrophic losses, such as bushfire and other weather events, and a large loss at Selwyn Ski Resort.
 
We urge all members to complete the survey as it will allow us to gain some further information to inform our response to the Mount Hotham Resort Management Board and Victorian Government regarding the current situation.

Please note the data will be summarised rather than disclose specific lodges or apartments particulars. Results of this survey will be published to members via our website.

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* 1. 1. Do you currently have building insurance cover? 

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* 2. 2. What are the building walls constructed of: timber, metal, concrete, or combination of these?

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* 3. 3. When does your building insurance policy expire? Month/Year

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* 4. 4. What is the insured value of your building?

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* 5. 5. What is the estimated replacement cost per square metre?

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* 6. 6. Do you have any cap or excess on any particular event?

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* 7. 7. What was the premium in 2019/2020?

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* 8. 8. What is your quoted premium this year 2020/2021?

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* 9. 9. Which broker and underwriter did you use for the policy?

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* 10. 10. Did you apply for the Alpine Mutual Discretionary Fund?

0 of 10 answered
 

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