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Do you have children?
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Do you have an Emergency Fund?
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Do you have a budget?
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If so, do you utilize it?
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Do you spend less than you earn?
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Do you have a mortgage?
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If so, is your mortgage Federally backed?
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Do you have student loans?
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If so, are your student loans private (rather than Federal student loans)?
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Are you currently making payments on your Student Loans?
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Do you carry credit card debt?
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Do you have any other loans?
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Do you track your daily spending?
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Do you actively cut costs (for example, by using coupons and comparison shopping)?
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If so, do you think you could cut costs more?
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Do you save in to the TSP?
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Do you know how to access your TSP on-line?
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Do you have other savings and / or investments?
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