Welcome to the CHIP 1.0 Program Application!

The Columbus Housing Improvement Program (CHIP) provides no-cost home repairs to eligible homeowners in Columbus, Indiana, ensuring long-term sustainability and safety of housing stock.

Program Details:
Maximum assistance per home: $20,000
Covers specific essential repairs: new roof, HVAC replacement, external entry ADA modifications, water heater replacement, and radon mitigation.
Funded homeowners must reside in the home for at least 36 months to avoid reimbursing the program for repairs made.

Contractors will be chosen by the program administrator using a competitive bid process.
All homes will have an inspector evaluate the home after an application has been accepted for the program in order to scope potential improvements.
The program administrators, in conjunction with the inspector, decide which repairs are viable and how best to allocate funds for each home.
The inspector will also inspect any improvements made under the program to ensure they align with the bidded work.

Eligibility Criteria:
Household Income: Must be at or below 80% of the Area Median Income (AMI) for Columbus, Indiana, which is figured according to:

Household Size

Household 80% AMI
1 Person $57,250
2 Persons $65,400
3 Persons $73,600
4 Persons $81,750
5 Persons $88,300
6 Persons $94,850
7 Persons $101,400
8 Persons $107,950


Applicant must:
Live within Columbus city limits.
Own the home and have home insurance.
Not live in a floodplain as defined by this map.
Applicant must agree to live in the home for at least 36 months after improvements. A lien will secure this agreement and if you choose to sell during that time you will have a prorated amount recovered during the sale closing process.
Important Notes:
Priority for the program will be given to those who are disabled, veterans, seniors (age 50+), single mothers, and those with the lowest incomes.
Applications are scored based on eligibility criteria, and for any ties or cut offs, funding will be awarded in order of application date.
In order to be considered all required documentation must be included with application.
Program is ongoing, but funding is limited based on city allocated resources.

Before you Begin:

Question Title

* 1. I understand that I will need to submit the following documents to complete my application:

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