| You were greeted with a pleasant greeting and a smile | | | | | | |
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| The teller/CSR established eye contact | | | | | | |
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| The teller/CSR used your name during the transaction | | | | | | |
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| The teller/CSR was willing to listen and respond to your needs | | | | | | |
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| The teller/CSR was knowledgeable of F&M Bank's products and services | | | | | | |
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| The teller/CSR asked if there was anything else that they could do for you | | | | | | |
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| The service you received was better than other banks | | | | | | |
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