Back to School Survey

1. Back to School Survey

 
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1. Does your child have a credit card?

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2. If you answered yes to question #1, why?

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3. If you answered no to question #1, please tell us why.
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4. Have you had any conversations with your children about the importance of credit and explained exactly how it can affect their adult lives?

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5. Are you aware that the recently passed Credit CARD Act of 2009 prevents a credit card from being issued to someone under age 21 unless they have a co-signer (who is 21 or over), or can provide proof of a means to repay?
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6. How involved are you with their spending?

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7. If your son or daughter has a credit card, who pays their credit card bills?
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8. If your son or daughter has a credit card, have you ever had to bail them out from a big bill?

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9. If you had to bail them out from a big bill and were unaware of the charges made, were there consequences from their irresponsible spending?
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10. Of the following financial pressures and challenges, which one do you see as the most troublesome for college students today?
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