What is your Fair Housing IQ?

1. What is you Fair Housing IQ?

When it comes to one of our most basic human rights, housing, how well do you think you know your rights? Answer these 10 basic questions, then rate your knowledge. Write down your answers so you can use the scoring key on the next page.

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* 1. What are the covered classes in Louisville's Fair Housing Laws?

a. Race, color, religion, sex, disability, familial status, national origin, sexual orientation and gender identity

b. Race, religion, sex, age, and disability

c. Race, color, religion, sex and sexual orientation and gender identity

d. Race, color, religion, sex, disability, familial status, national origin

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* 2. If you live in Louisville, and think you have been discriminated against in a housing situation, who would you call first?

a. Louisville Metro Housing Department

b. Louisville Metro Housing Authority

c. Louisville Metro Human Relations Commission

d. Kentucky Commission on Human Rights

e. US Department of Housing and Urban Development (HUD)

f. Metro United Way

g. Legal Aid Society

h. I wouldn't call any agency

i. Other (please specify)

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* 3. In a typical rental situation, does a landlord have the right to deny housing to a family or person who has a child?

a. Yes

b. No

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* 4. Familial status covers:

a. Pregnant Women

b. A family with at least one child under 18

c. Both A and B

d. All families regardless of make up

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* 5. The most reported housing discrimination in Louisville is based on:

a. Age

b. National Origin

c. Race

d. Disability

e. Familial Status

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* 6. What is a realtor's primary role in house hunting with a client?

a. To guide the client to the neighborhood where they will fit in

b. To guide the client to houses in their price point, regardless of neighborhoods

c. To help find a home and a mortgage lender for the client

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* 7. What is the Fair Market Rent (the standard for a modest, affordable rent, which includes utility costs) for a two-bedroom in Louisville today?

a. $525

b. $680

c. $725

d. $880

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* 8. In 2008, which of the ethnicities below had the lowest homeownership rate in the nation?

a. African American

b. Caucasian

c. Hispanic

d. Asian, Native American, Pacific Islander

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* 9. In 2007, what percentage of Louisville's Middle and Upper income African-American families were sold high rate mortgages compared to Caucasian families of the same income bracket?

a. 40% for African American borrowers vs. 20 % for Caucasian borrowers

b. 30% for African American borrowers vs. 25% for Caucasian borrowers

c. 20% for African American borrowers vs. 30% for Caucasian borrowers

d. It was the same percent; both groups were sold similar loans

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* 10. How many years ago were both the National and Kentucky Fair Housing Acts passed?

a. 25 years ago

b. 33 years ago

c. 42 years ago

d. 61 years ago