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Has the healthcare reform affected your business?

Has the healthcare reform affected your business? Yes, it has increased

Yes, it has decreased

No, it has not affected it at all

If you were to expand your business, what would you add/expand?

If you were to expand your business, what would you add/expand? Small group quoting

Individual/family quoting

Individual quoting for consumers through your website

Voluntary benefits offering

HR management tool

Other (please specify)