2010 Marine Money Banker Survey
 

1. Your Portfolio

 
Thank you for taking this survey. We have found your information and opinions infinitely valuable in the past and particularly encourage you to consider entering a personal comment in the box at the end of the survey. Responses are completely anonymous, and if you choose to enter an email this will be held in strict confidence.

The results will be published in the May 2010 issue of Marine Money and will be available to you free of charge if you register your email with us at the end of the survey.

1. How big is your shipping portfolio?

2. In the last 12 months, how has your portfolio size changed?

3. In the next 12 months, we anticipate that our shipping portfolio will:

4. What is the approximate percentage of bilateral, club and syndicated loans in your portfolio?

5. What type of loan is likely to dominate your lending in 2010?

6. For how many of your clients did you modify covenants in the past year?

7. What percentage of your portfolio currently has technical covenant defaults?

8. What percentage of your portfolio could be considered in a restructuring?

9. If so, which covenant was triggered?

10. What percentage of your shipping portfolio will run-off in 2010?

11. Did you take any write-offs in 2009?

12. Other than existing commitments, did you make new loans in 2009?

13. If your answer to question 12 was "Yes", what percentage of your new business volume was new loans?

14. Which of the following represents the average spread paid by your borrowers?

15. Do you anticipate taking any write-offs in 2010?

16. Have you increased your reserves for credit losses during the past year?

17. Which of the following best describes the average change in spread paid by your borrowers in 2009?

18. Where do you see spreads for shipping loans in the future?

19. What would you say is the average credit rating of your portfolio today?

20. Is your bank capital constrained (i.e. Tier 1 Capital)

21. If answer to 19 is "Yes", do you expect to be in a position to lend in:

22. If answer to 19 is "Yes", will shipping be impacted?

23. The capital markets have bridged your absence. Will they continue to take up the slack and play a key role going forward?

24. As government's oversight and regulation of banks matures, have their demands impacted ship lending?