Spend Money Without Spouse
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1. Default Section
1
. Do you spend any money that your spouse does not know about?
Do you spend any money that your spouse does not know about?
Yes, frequently.
Yes, sometimes.
Rarely.
Never.
2
. Do you have a bank account your spouse does not know about?
Do you have a bank account your spouse does not know about?
Yes
No
3
. Do you have credit cards (i.e. store credit cards, major credit cards, etc) your spouse does not know about?
Do you have credit cards (i.e. store credit cards, major credit cards, etc) your spouse does not know about?
Yes
No
4
. If YES: What are your reasons for not telling your spouse about all of your credit cards? Check all that apply to you.
If YES: What are your reasons for not telling your spouse about all of your credit cards? Check all that apply to you.
I am concerned that it will end our relationship.
I am avoiding an argument.
I am currently paying it off the credit cards and he/she doesn’t need to know.
I am planning to tell my spouse about the credit cards, I’m just not ready.
I will never tell my spouse about all of my credit cards.
We keep separate finances.
5
. If YES: How concerned are you that your spouse will seek separation/divorce if he/she learns of about the credit cards or debt you owe on them?
If YES: How concerned are you that your spouse will seek separation/divorce if he/she learns of about the credit cards or debt you owe on them?
Very concerned
Somewhat concerned
Not concerned at all
6
. What types of purchases you have made in the last year that your spouse does not
know about? Check all that apply.
What types of purchases you have made in the last year that your spouse does not know about? Check all that apply.
Clothing and accessories
Beauty/Personal Care Items
Music/mp3/CD’s
Antiques
Furniture & Home Décor
Alcohol
Illegal drugs
Entertainment (i.e. movies, theatre, concerts, sporting events, etc)
Dating Websites
Food/Dining
Vacations
Gifts
Subscriptions to websites/magazines
Gambling
Vehicle-Related expenses
Medicines/Prescriptions
Childcare / Items for my children
Other
7
. How often do you check your credit report?
How often do you check your credit report?
More than once a year
Once a year
Less than once a year
Never
8
. Do you know your spouse's credit score?
Do you know your spouse's credit score?
Yes
No
9
. How often do you and your spouse argue over finances?
How often do you and your spouse argue over finances?
Daily
Several times a week
A few times a month
A few times a year
Never
10
. How long have you been married:
How long have you been married:
0-2 years
3-10 years
10-20 years
More than 20 years
I am currently separated
11
. How many times have you been married?
How many times have you been married?
1
2
3
4 or more
12
. Select your age:
Select your age:
18-29
30-45
46-65
Older than 65
13
. Select your ethnicity
Select your ethnicity
Caucasian
Hispanic
African American
Asian American
Native American
Other
14
. Select your gender:
Select your gender:
Male
Female
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