Investors Without Borders

1. Borrower Survey

Welcome to the Investors Without Borders' Borrower Survey. Your input is entirely anonymous and much appreciated!

NOTE:
This questionnaire is not an application for financing. The sole purpose of this survey is to gain a better understanding of the financing needs of Small and Medium-sized businesses in developing countries. Investors Without Borders will utilize this information to help develop offerings that best meet the needs of prospective borrowers. All responses are anonymous – neither the responder, nor the company they represent will be connected with the responses to this survey.

1. What is the AMOUNT and PURPOSE of the loan that your company is interested in securing? (in US dollars)

[If you are considering using a loan for more than one purpose, please note both. For example, your firm may be interested in $20,000 for trade financing, as well as $75,000 for the acquisition of fixed assets.]

What is the AMOUNT and PURPOSE of the loan that your company is interested in securing? (in US dollars) [If you are considering using a loan for more than one purpose, please note both. For example, your firm may be interested in $20,000 for trade financing, as well as $75,000 for the acquisition of fixed assets.] Loan amount & purpose 1:
Loan amount & purpose 2:

2. What loan terms would be appropriate for your company's needs?

What loan terms would be appropriate for your company's needs? Loan 1 - Begin repaying after ___?___ months
Loan 1 - Frequency of payments (monthly, quarterly, etc)
Loan 1 - Total duration of loan (in years)
Loan 2 - Begin repaying after ___?___ months
Loan 2 - Frequency of payments (monthly, quarterly, etc)
Loan 2 - Total duration of loan (in years)

3. Your Company's past experience with applying for and repaying loans.

Your Company's past experience with applying for and repaying loans. Applied for and/or used loans in the past? Yes/No
If yes, what was the source?
Amount?
Interest Rate?
When did you have to begin repaying?
How often did you make payments?
Total loan duration?

4. Please provide input regarding your past experiences accessing or repaying loans – both positive and negative.

For example, were the terms easy to understand, did you face barriers to approval, was managing the repayment process hard/easy, etc.

If you have never applied for a loan, type "NA"

Please provide input regarding your past experiences accessing or repaying loans – both positive and negative. For example, were the terms easy to understand, did you face barriers to approval, was managing the repayment process hard/easy, etc. If you have never applied for a loan, type "NA"

5. Banking Questions

Banking Questions Do you have a company bank account?
If yes, with what bank?
Are you willing to maintain a business account with the IWB partner bank in your country for the duration of the loan?
Please list the banks you are comfortable with and those which you prefer to avoid if applicable.
Are you willing and able to use the internet or mobile phone for banking? (Yes/No)

6. Is your company willing to repay a loan, accessed through IWB, by automatic withdraw from your business account at the IWB partner bank?

Is your company willing to repay a loan, accessed through IWB, by automatic withdraw from your business account at the IWB partner bank? No

Yes

7. Please indicate if your firm is open to IWB receiving updates regarding the following events associated with your company's account at the IWB partner bank: (Yes/No)

Please indicate if your firm is open to IWB receiving updates regarding the following events associated with your company's account at the IWB partner bank: (Yes/No) Successful creation of account with partner bank.
Cancellation of standing order applying to loan payments.
Closing of account with IWB partner bank.
Insufficient funds to fulfill standing order for loan payment.

8. What type of documentation do you have available regarding your business and finances? For example: business registration, income statement, Profit and loss statements, tax documents,etc.

What type of documentation do you have available regarding your business and finances? For example: business registration, income statement, Profit and loss statements, tax documents,etc.

9. Please list the business associations to which you and your company belong:

Please list the business associations to which you and your company belong:

10. Company Details

Company Details How many people do you employ?
What documents do you have for proof of operations?
In what country is your business registered?
Are your financial statements audited?
Annual revenues?
How many years have you been operational?
Who makes decisions about financing in your company? Board, president, other?