IWB Lender Survey

1. What motivates you to consider lending to small businesses through Investors Without Borders? Please choose ALL that apply!

What motivates you to consider lending to small businesses through Investors Without Borders? Please choose ALL that apply! I want to make a positive social/environmental impact by supporting responsible, developing country businesses

I am intrigued by the concept of "social lending" where individuals can connect directly with those needing loans without bank involvement

I am attracted to the convenience of online lending

I have personal ties to a developing country and would like to support economic growth in this region

I like to know exactly where my money is going and to receive feedback on the results

I believe in supporting SMEs to contribute to sustainable economic development

I like the opportunity to earn a financial return

I have ties to a developing country and believe I can assess the risks better than others

2. The money that you plan to lend through IWB would likely be otherwise used as___________. Please choose ALL that apply.

The money that you plan to lend through IWB would likely be otherwise used as___________. Please choose ALL that apply. Another Socially Responsible Investment

Another investment

A philanthropic donation

Consumed

Added to a savings account/checking account

An alternative P2P lending service

3. Please indicate if you have participated in any of the following activities. Check ALL that apply.

Please indicate if you have participated in any of the following activities. Check ALL that apply. Other Philanthropic Donations

Remittances to family & friends in my country of origin

P2P Lending

Online Giving (Philanthropic donations made through the Internet)

Investing in emerging/developing markets

Socially Responsible Investing

Online Investing

4. What type of information would you like to have to help you decide whether or not to lend to a business profiled on the IWB website? Please choose ALL that apply:

What type of information would you like to have to help you decide whether or not to lend to a business profiled on the IWB website? Please choose ALL that apply: References or comments about the business or the local market conditions from someone that is linked to you by association

Financial information (Sales, assets, current debt, etc)

Information about the owners and employees of the business

Economic Impact (# employees, expected growth, etc)

Information on the type of business, operations, and industry.

References or comments about the business or local market from people/entities living in the local market

Information about the local affiliations the business identifies, such as being a member of The West African Trading Hub.

The Social/Environmental practices/impact of the business

Why the loan is needed and what it will be used for.

Local market conditions, business practices, and government policies

The ability to directly communicate with leader(s) of the business

Other (please specify)

5. IWB will provide you with information to help you assess the likely impact and the potential risk of each loan request profiled on our website. Let us know what sources of information you trust most in making your decision to lend to small businesses in developing countries.

	Very Confident	Somewhat Confident	Moderately Confident	Weakly Confident	Not at all Confident
Direct communication with the loan applicant through IWB (public Q&A)	IWB will provide you with information to help you assess the likely impact and the potential risk of each loan request profiled on our website. Let us know what sources of information you trust most in making your decision to lend to small businesses in developing countries. Direct communication with the loan applicant through IWB (public Q&A) Very Confident	Somewhat Confident	Moderately Confident	Weakly Confident	Not at all Confident
Members of an "affinity group" on IWB, such as "Returned Peace Corps Volunteers" or "Penn State Alumni"	Members of an "affinity group" on IWB, such as "Returned Peace Corps Volunteers" or "Penn State Alumni" Very Confident	Somewhat Confident	Moderately Confident	Weakly Confident	Not at all Confident
One of IWB's "Approved Partner Organizations" that works with the loan applicant. These include: business consulting firms, NGOs that provide business support, and professional associations.	One of IWB's "Approved Partner Organizations" that works with the loan applicant. These include: business consulting firms, NGOs that provide business support, and professional associations. Very Confident	Somewhat Confident	Moderately Confident	Weakly Confident	Not at all Confident
An acquaintance you are linked to on IWB or another Social Networking site like Facebook	An acquaintance you are linked to on IWB or another Social Networking site like Facebook Very Confident	Somewhat Confident	Moderately Confident	Weakly Confident	Not at all Confident
Church or Community Organization in borrower's country	Church or Community Organization in borrower's country Very Confident	Somewhat Confident	Moderately Confident	Weakly Confident	Not at all Confident
The company making the loan request (Report generated by company leadership)	The company making the loan request (Report generated by company leadership) Very Confident	Somewhat Confident	Moderately Confident	Weakly Confident	Not at all Confident
Investors without Borders staff (information gathered from meeting with and screening loan applicants on the ground)	Investors without Borders staff (information gathered from meeting with and screening loan applicants on the ground) Very Confident	Somewhat Confident	Moderately Confident	Weakly Confident	Not at all Confident

6. How much money PER YEAR are you willing to lend to small and medium-sized businesses in developing countries through Investors Without Borders? Please enter an approximate dollar amount:

How much money PER YEAR are you willing to lend to small and medium-sized businesses in developing countries through Investors Without Borders? Please enter an approximate dollar amount:

7. How much interest would you need/want to earn on the money you lend? If you select a response that says the return depends on certain conditions, please also select a percentage range that is your BEST GUESS at a return you would feel comfortable with.

How much interest would you need/want to earn on the money you lend? If you select a response that says the return depends on certain conditions, please also select a percentage range that is your BEST GUESS at a return you would feel comfortable with. 3-5% (Example: 5% interest earns me $50 for every $1000 lent)

6-8%

8-10%

Over 10%

Less than 3%

I do not need any interest, I would be satisfied with having my original investment repaid (To clarify, I am willing to lend $100 to help a company succeed and get my $100 back at some point in the future)

It depends on how risky I think the loan request may be (I expect to earn more interest for a bigger risk)

It depends on the developmental impact I expect from my loan (For example, the greater the potential impact of the loan, the less the interest earned needs to be in order for me to be satisfied)

It depends on BOTH the risk and the developmental impact

Other (please specify)

8. Investors Without Borders plans to launch a website that will support an open exchange of information about people, businesses, and market conditions in developing country markets where we work. Please select ALL the ways in which YOU may use the Investors Without Borders website:

Investors Without Borders plans to launch a website that will support an open exchange of information about people, businesses, and market conditions in developing country markets where we work. Please select ALL the ways in which YOU may use the Investors Without Borders website: I would share information I have about my country of origin to help others make lending decisions and learn about the local market.

I would join or form lending clubs with my friends/acquaintances

I would join or form lending clubs with like-minded people in the IWB Community

I would use it as a Diaspora member to stay connected to people and business trends in my country of origin.

I would share my status as an IWB lender through web-based channels such as email signatures, my blog, my profile on other Social Networking sites like Facebook and LinkedIn.

I would share information on lending strategies

I would use the website to gather information about the lending opportunities and trends in the developing/emerging country markets.

I am not sure that I am interested in exchanging information, but am willing to learn more.

I do not think I would use the website.

I would share my lending and impact information with friends and acquaintances also in the IWB community

Other (please specify)

9. Beyond supporting economic development with the money you lend through IWB, what other causes would you like to Impact? Please check ALL that apply.

Beyond supporting economic development with the money you lend through IWB, what other causes would you like to Impact? Please check ALL that apply. Renewable Energy

Access to Technology

Rural Development

Sustainable Agriculture

Employment for disabled people

Electrification

Health Care

Clean water

Education

Fair-trade

Participation in the UN Global Compact

Women-owned businesses

Natural/Organic products

10. Select the regions of the world where you are interested in lending to small businesses. In the box below, list specific countries of interest.

Select the regions of the world where you are interested in lending to small businesses. In the box below, list specific countries of interest. The Middle East & North Africa Latin America The Pacific/Oceania The Caribbean	Southeast Asia Eastern Europe Sub-Saharan Africa Central Asia
Specific Countries - please list

1. Lender Survey - Investors Without Borders

1. What motivates you to consider lending to small businesses through Investors Without Borders? Please choose ALL that apply!

2. The money that you plan to lend through IWB would likely be otherwise used as___________. Please choose ALL that apply.

3. Please indicate if you have participated in any of the following activities. Check ALL that apply.

4. What type of information would you like to have to help you decide whether or not to lend to a business profiled on the IWB website? Please choose ALL that apply:

5. IWB will provide you with information to help you assess the likely impact and the potential risk of each loan request profiled on our website. Let us know what sources of information you trust most in making your decision to lend to small businesses in developing countries.

6. How much money PER YEAR are you willing to lend to small and medium-sized businesses in developing countries through Investors Without Borders? Please enter an approximate dollar amount:

7. How much interest would you need/want to earn on the money you lend? If you select a response that says the return depends on certain conditions, please also select a percentage range that is your BEST GUESS at a return you would feel comfortable with.

8. Investors Without Borders plans to launch a website that will support an open exchange of information about people, businesses, and market conditions in developing country markets where we work. Please select ALL the ways in which YOU may use the Investors Without Borders website:

9. Beyond supporting economic development with the money you lend through IWB, what other causes would you like to Impact? Please check ALL that apply.

10. Select the regions of the world where you are interested in lending to small businesses. In the box below, list specific countries of interest.