| Short-term savings (like spending money for the school year) | | | |
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| Long-term savings (cash saved for education or other future goals) | | | |
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| Books | | | |
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| Clothing | | | |
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| Extracurricular activities (equipment, supplies, and/or lessons) | | | |
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| Gadgets (like iPods, cell phones, or cameras) | | | |
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| Media subscriptions (like Netflix or magazines) | | | |
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| Music | | | |
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| School supplies | | | |
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| Shoes and accessories (including jewelry, makeup, and bags) | | | |
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| Special events (like concerts or sporting events) | | | |
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| Transportation (from bus or subway fare to car expenses) | | | |
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| Vacations | | | |
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| Contributions (for example, to my faith organization or a charity or cause I support) | | | |
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| Helping out with family obligations (like food, housing, or tuition costs) | | | |
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